CRA Mortgage Loan Originator

Job Description

Job Description

Position Summary:

Originate mortgage applications within low-to-moderate income neighborhoods and to low-to-moderate income borrowers. Participate in Community Reinvestment Act (CRA) related activities and functions within Orrstown Bank region. Must adhere to the requirements of federal registration under the SAFE Act. Market bank wide proprietary CRA products, in branches as well as outside organizations such as real estate firms, housing agencies, etc.

Qualifications:

High school diploma or equivalent; college degree preferred.

Minimum of two (2) years loan experience with prior advanced banking training through AIB, PB, ABA, etc. preferred.

High level of attention to detail; proficient reading, verbal and written communication, mathematical, computer, problem solving, decision making, and interpersonal relations skills; self-starter showing initiative; work autonomously as well as part of a team; strong working knowledge of mortgage underwriting, loan documentation, conventional and government lending guidelines, federal lending regulations governing real estate lending and residential mortgage processing, closing procedures, appraisals and contracts; and features and benefits of Bank loan products and services;

There is a $50,000 base salary plus commission.