Senior Associate, Insurance Compliance

Purpose and Job Summary:The Insurance Compliance Senior Associate is responsible for overseeing complex insurance compliance activities across a commercial loan servicing portfolio, while serving as a key resource for team guidance, quality assurance, and process execution. This role ensures borrower insurance coverage meets investor, regulatory, and servicing requirements, and plays an active role in mitigating risk through proactive review, remediation, and escalation of non-compliance. In addition to individual production responsibilities, the Senior Associate provides leadership support by coaching junior team members, enhancing processes, and contributing to operational and strategic initiatives. This position requires advanced technical expertise, strong judgment, and the ability to manage competing priorities while maintaining a high standard of accuracy, timeliness, and collaboration.Essential Duties and Responsibilities:Perform all Insurance Compliance Associate-level responsibilities with a high degree of accuracy, efficiency, and independenceConduct complex insurance policy compliance reviews and assess risk exposure across a portfolio of commercial loansPerform quality assurance reviews of team output and vendor-delivered work, providing actionable feedback and identifying training gapsLead and coordinate remediation of non-compliant insurance items, working directly with borrowers, insurance brokers, and agents to resolve issuesManage vendor relationships and support workflow coordination to maintain service level expectationsMonitor and prioritize team and individual workloads to ensure deadlines and renewal timelines are consistently metEscalate high-risk or complex compliance issues to management with clear recommendations for resolutionServe as a subject matter expert on insurance requirements, including investor-specific guidelines (e.g., Freddie Mac, Fannie Mae, FHA, and other applicable programs)Draft and review complex waiver and exception requests with minimal oversightLead or support the development, maintenance, and enhancement of policies, procedures, and team resourcesTrain, coach, and mentor junior team members to ensure consistency, accuracy, and professional developmentParticipate in and contribute to departmental initiatives, cross-functional projects, and industry-related committees or working groupsIdentify opportunities for process improvements and support implementation of approved enhancementsAssist with audit readiness activities, including preparing documentation, reviewing data samples, and supporting audit responsesMaintain accountability for individual and team deliverables, ensuring alignment with servicing standards and performance expectationsExecute lender-placed insurance and remediation strategies to address coverage deficiencies and protect the lender’s collateral positionManage specialized loan portfolios (e.g., pre-securitized or investor-specific loans) and support required reporting and deliverablesPerform additional duties and strategic projects, as assignedTravel Requirements - 10%Education, Skills and Experience:Bachelor’s degree or equivalent professional experience preferred4–6 years of experience in commercial insurance, loan servicing, or a related fieldAdvanced knowledge of insurance coverages including Property, General Liability, Auto, Crime, Flood, Wind/Named Storm, and EarthquakeStrong understanding of commercial servicing insurance requirements and investor guidelines (Fannie Mae, Freddie Mac, FHA/HUD, etc.)Demonstrated ability to independently assess risk, identify compliance gaps, and drive remediation with minimal oversightProven experience mentoring or training team members and contributing to team performance developmentProficiency in Microsoft Office (Excel, Word, Outlook) and familiarity with servicing platforms and insurance tracking systemsExcellent organizational and time management skills with the ability to manage high-volume, deadline-driven workloadsStrong analytical and problem-solving capabilities with attention to detail and accuracyEffective written and verbal communication skills, including the ability to translate complex insurance concepts into clear guidanceDemonstrated leadership, collaboration, and interpersonal effectiveness across cross-functional teamsAbility to maintain confidentiality and exercise sound judgment in decision-makingHigh degree of adaptability and resilience in a fast-paced, evolving environmentEmotional intelligence and the ability to influence outcomes while maintaining strong working relationshipsSolution-oriented mindset with a focus on continuous improvement and operational efficiencyLife at ORIXWe are committed to the health and well-being of our employees and offer a quality, competitive benefits package that provides valuable healthcare and financial protection for our workforce, while emphasizing a healthy work/life balance.You TimeWe want you to have the time needed to recharge and manage life with our competitive vacation policy, floating personal holidays, extensive leave options, our annual observed holidays, and more.Family CareEvery family has a different journey and ORIX USA Group is proud to offer extensive benefit programs such as: infertility coverage, adoption support, child and elder care, fully paid maternity, and generous parental leave benefits to help you and your families along the way.Flexible Work ArrangementsORIX associates enjoy the advantages of our hybrid working model with a 3 day in-office minimum requirement.ORIX USA is an equal opportunity employer, providing equal employment opportunities (EEO), and is committed to diversifying its workforce. All employees and applicants for employment will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability, genetics, sexual orientation, gender identity or expression, pregnancy, protected veteran status or other status protected by law. This policy applies to all terms and conditions of employment. #J-18808-Ljbffr Orix Corporation USA