Sr. Analyst or Analyst - Portfolio Management

Ally and Your Career Ally Financial only succeeds when its people do - and that’s more than some cliché people put on job postings. We live this stuff! We see our people as, well, people - with interests, families, friends, dreams, and causes that are all important to them. Our focus is on the health and safety of our teammates as well as work-life balance and diversity and inclusion. From generous benefits to a variety of employee resource groups, we strive to build paths that encourage employees to stretch themselves professionally. We want to help you grow, develop, and learn new things. You’re constantly evolving, so shouldn’t your opportunities be, too? Work Schedule: Ally designates roles as (1) fully on-site, (2) hybrid, or (3) fully remote. Hybrid roles are generally expected to be in the office a certain number of days per week as indicated by your manager. Your hiring manager will discuss this role's specific work requirements with you during the hiring process. All work requirements are subject to change at any time based on leader discretion and/or business need. The Opportunity Note: This role may be filled at 3F or 3G depending on candidate experience and knowledge As a part of the Dealer Portfolio Management team, the Analyst is responsible for Portfolio Risk Management and identifying growth and profit opportunities. Responsibilities may include dealer interface/service; continuous monitoring of company Dealer lending portfolios; concentrating on areas of risk and loss prevention. Requires critical analysis and frequent contact with dealership personnel, matrix partners and outside stakeholders. Must comply with strict adherence to company risk management policies and guidelines. Considered analytical or procedural experts representing a unit or team on cross-function process or project deliverables. The Work Itself Monitor and manage assigned portfolio through data obtained from both internal and external sources. Conduct proactive risk recognition. Manage exposure utilizing current company risk management policies, procedures and guidelines. Develop appropriate action plans to mitigate risk and resolve outstanding issues. Ensure wholesale credit lines are appropriate based on credit factors, sales rates, inventory turnover and seasonal/market fluctuations; ensure outstanding remain within established credit lines at all times. Manage exposure utilizing current company risk management policies, procedures and guidelines. Execute all action plans and contingencies. Prepare and participate in Risk and Opportunities Meetings (ROM). Use a collaborative approach with other business units including Administration, Risk, Sales, and Underwriting. Identify growth opportunities within portfolio and leverage Business Development for revenue growth. Maximize corporate profitability and ROE. Minimum Qualifications 3+ years of experience High school Diploma or GED equivalent Preferred Qualifications 3F Associate / Bachelor's degree in business related discipline preferred. 4+ years in customer service or financial services industry is needed. Prior leadership experience is needed. Education may be used as a proxy for experience. Ability to perform technical based activities. Knowledge of and exposure to fundamental theories, principles and concepts. Leveraging technical expertise and relationships to contribute to strategy and drive business results. Proficient in intermediate MS applications (Word, Excel, Access, PowerPoint and Outlook). Pay Range $70,000 - $95,000 - $120,000 3G Associate / Bachelor's degree in business related discipline preferred. 3 + years in financial services or similar industry is needed. Prior leadership experience is preferred. Education may be used as a proxy for experience. Perform technical tasks required to support ongoing business operations. Skilled technician in a hands-on environment, often highly specialized. Typically requires advanced knowledge of Microsoft Office Programs. Strong financial analysis and analytic/problem solving skills required. Pay Range 55,000 - 75,000 - 95,000 How We'll Have Your Back Ally's compensation program offers market-competitive base pay and pay-for-performance incentives (bonuses) based on achieving personal and company goals. Our Total Rewards program includes industry-leading compensation and benefits plus additional incentives that are designed to meet your needs and those of your family so you can get the most out of your career and your life, including: Time Away: Program starts at 20 paid time off days in addition to 11 paid holidays and 8 hours of volunteer time off yearly (time off days are prorated based on start date and program varies based on full or part-time status and management level). Planning for the Future: plan for the near and long term with an industry-leading 401K retirement savings plan with matching and company contributions, student loan pay downs and 529 educational save up assistance programs, tuition reimbursement, employee stock purchase plan, and financial learning center and financial coach access. Supporting your Health & Well-being: flexible health and insurance options including medical, dental and vision, employee, spouse and child life insurance, short- and long-term disability, pre-tax Health Savings Account with employer contributions, Healthcare FSA, critical illness, accident & hospital indemnity insurance, and a total well-being program that helps you and your family stay on track physically, socially, emotionally, and financially. Building a Family: adoption, surrogacy and fertility assistance as well as paid parental and caregiver leave, Dependent Day Care FSA back-up child and adult/elder care days and childcare discounts. Work-Life Integration: other benefits including Mentally Fit Employee Assistance Program, subsidized and discounted Weight Watchers® program and other employee discount programs. Other compensations: depending on the role for which you are considered, you may be eligible for travel allowances, relocation assistance, a signing bonus and/or equity. To view more detailed information about Ally’s Total Rewards, please visit Who We Are Ally Financial is a customer-centric, leading digital financial services company with passionate customer service and innovative financial solutions. We are relentlessly focused on "Doing it Right" and being a trusted financial-services provider to our consumer, commercial, and corporate customers. For more information, visit Ally is an equal opportunity employer committed to diversity and inclusion in the workplace. All qualified applicants will receive consideration for employment without regard to age, race, color, sex, religion, national origin, disability, sexual orientation, gender identity or expression, pregnancy status, marital status, military or veteran status, genetic disposition or any other reason protected by law. We are committed to working with and providing reasonable accommodation to applicants with physical or mental disabilities. For accommodation requests, email us at View email address on click.appcast.io. Ally will not discriminate against any qualified individual who is capable of performing the essential functions of the job with or without reasonable accommodation. Base Pay Range: $70000 - $120000 USD An individual's position in the range is determined by the specific role, the scope and responsibilities of the role, work experience, education, certification(s), training, and additional qualifications. We review internal pay, the competitive market, and business environment prior to extending an offer. Incentive Compensation: This position is eligible to participate in our annual incentive plan. #J-18808-Ljbffr Ally