Consultant

Posting Description Who We Are NFP, an Aon company, is a multiple Best Places to Work award winner in Business Insurance who has also earned the WORK180 employer endorsement. We are an organization of consultative advisors and problem solvers. We help companies and individuals around the globe address their most significant risk, workforce, wealth management and retirement challenges through custom solutions and a people‑first approach. To learn more, please visit: As a Consultant in our dynamic team, you will be the cornerstone of client interactions, fostering and deepening relationships with both clients and carrier representatives on a daily basis. You'll be the key contact for clients, managing and enhancing our relationships, researching and advising on various benefit plans, and taking a leading role as an advisor. This is more than a job; it’s a chance to make a significant impact – both in our clients' lives and within our team. Essential Duties and Responsibilities Negotiate terms, conditions, coverage limits and pricing with carriers and wholesalers. Develop and maintain ongoing relationships with clients; act as the subject matter expert on Health & Welfare Benefits and vendor/carrier products and services. Maintain a project plan to ensure client deliverables are provided on time and delegate work to junior team members to ensure completion. Use online carrier tools to develop quotations, prepare pre‑renewal information and update client proposal tables. (small market only) Understand and articulate alternative funding strategies. (large market only) Build and maintain strong relationships with carriers, companies and clients. Keep clients apprised of appropriate industry trends and events, including all state and federal regulatory issues. Maintain relationships with carrier representatives to better understand available products and services and recommend them to clients. Anticipate client needs and identify strategies to solve them. Review request for proposals and insurance plan analyses, negotiate with carriers and recommend renewal actions; oversee implementations of new business. Work with directors to develop and execute client strategy plans and defined deliverables. Oversee the open enrollment process for clients; review employee presentations and communication materials. Conduct and present annual client compliance audits. Have genuine understanding of client financial mechanics and projections. Interpret plan rules to ensure compliance with Plan Documents and Summary Plan Descriptions (SPDs). Review the work of the account managers on the team and provide informal mentorship. Ensure all client data is entered into the CRM system (Salesforce) in a timely manner. Knowledge, Skills, and/or Abilities Knowledge of benefits administration, HealthCare Reform, industry trends, and carrier products and services. Ability to work independently and anticipate client and team needs. Effective time management and decision‑making skills. Diligent follow‑up skills. Ability to express ideas clearly in both written and oral communications. Strong Microsoft Excel and PowerPoint skills. Commanding presentation and public speaking abilities. Education and/or Experience BA/BS preferred. More than 5 years of industry and product line experience. 4+ years of health and welfare consulting experience required. Certificates, Licenses, Registration Life, Accident and Health Insurance License required. GBA or CEBS Certification a plus. What We Offer Benefits include: Competitive salary (USD 72000-150000) PTO & paid holidays 401(k) with match Exclusive discount programs Health & wellness programs Performance‑based incentives NFP is an inclusive Equal Employment Opportunity employer. #J-18808-Ljbffr AON