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Bilingual Life Insurance Sales Closer - Full-Time W2, Remote (California)

$18.5 per hour

Flow International - National Life Group

Sacramento, CA
  • Remote job

UniLife is looking for full-time bilingual closers who are great on the phone and want a stable W2 paycheck with real rewards for performance. Families who asked for help with life insurance are transferred to you live. You do one thing: help them choose the right coverage and close. UniLife is a life insurance agency. We serve mostly Spanish-speaking families across the United States with final expense, term and indexed universal life coverage from five A-rated life insurance companies: National Life Group, American Amicable, Mutual of Omaha, Transamerica and Foresters Financial. UniLife is looking for full-time bilingual closers who are great on the phone and want a stable W2 paycheck with real rewards for performance. Families who asked for help with life insurance are transferred to you live. You do one thing: help them choose the right coverage and close. Does this sound like you? You love working from home, or always wanted to. A real full-time job from a quiet room in your own home: no commute, no office. You want a stable, highly competitive income while helping others. Guaranteed hourly pay plus a bonus on every paid application, with no cap, while you help families protect the people they love. You like flexibility. We expect 5 days a week. Want to make extra? Once you're on pace (2+ applications a day), you can ask for an extra day, and at 3+ a day for two. Extra days are approved weekly, and hours over 40 a week are paid as overtime. You love the holidays with your family. So do we! UniLife closes for a paid Winter Break on December 24, 25 and 26 and on December 31 and January 1, so you can enjoy Christmas and New Year's Eve with the people you love, starting from your very first day. You genuinely enjoy people. Helping families feel comfortable and understood, in their own language. You can connect with almost anyone. Different personalities, different backgrounds: you naturally find a way to get along. You find common ground quickly. Even with someone you just met, conversations tend to feel natural. People tend to trust you. You make others feel at ease because you are sincere, patient and straightforward. You are a great listener. People often open up to you, share their stories and feel genuinely heard. You are naturally likable. You have a friendly personality that helps people feel comfortable talking to you. How the role works A family asks. They respond to our advertising and agree to be contacted. They are pre-qualified. Each family goes through additional pre‑qualification before it reaches you. The call is transferred to you live. The client's information and notes are already on your screen. You close. Guided script, live quote and a one‑click electronic application. Our case team takes over. Documents and follow‑up until the policy is paid. No buying leads, no cold calling, no recruiting and no calling friends and family. About 60 new families a day ask us about life insurance, and we add closers as that flow grows so that each closer has a full day of calls. LIVE TRANSFER Rosa Martínez 58 years · FL · Spanish · Indexed Universal Life · $100/mo Viuda, 2 hijos. Quiere ahorrar para el retiro y dejar algo para sus hijos. Watch out: preguntó si el precio sube con los años. ringing 0:01 ANSWER Pass to the next closer

  1. Waiting for the next transfer
  2. A family rings in live
  3. You answer, everything on screen
Responsibilities Take warm live transfers and present coverage clearly and honestly, in Spanish or English Quote and complete electronic applications accurately in the UniLife portal Follow the guided script and compliance standards on every call (all calls and screen‑share sessions are recorded for compliance and quality, and may be shared with the insurance companies we work with for evaluation) Make the scheduled call‑backs and follow‑ups the system assigns to you Keep your application quality high: correct information, verified ID, first premium set up Compensation $18.50 per hour, guaranteed from day one of training $10 – $25 bonus on every paid application No cap on the application bonus; overtime on top. Paid applications in the month Bonus per application The rate you reach applies to every paid application that month. Base pay is about $3,206 a month for 40 hours a week. There is no cap on the bonus, and hours over 40 a week are paid as overtime on top. A one‑time $50 bonus is paid on your first paid application in each state you were already licensed in when hired. How bonuses are counted, and estimate your month Paid application: the client's first premium is paid. It counts in the month it is paid. Smaller policies: applications under $1,200 annual premium (about $100 a month) pay half the bonus but still count toward your tier and minimum. Monthly minimum: it ramps up while you learn. Month Paid applications Month 1 10 Month 2 20 Month 3 and after 30 a month Estimate your month How much could I make a month? Move the sliders. Bonus on every paid application: $10, $15 from 35 paid a month, $20 from 50, $25 from 65. No cap. Applications submitted a day 2.5 a day · about 38 paid a month Days a week 5 days At 2+ applications a day you can ask for 1 extra day. 2 extra days open at 3+ a day. Typical closer: 2.5 applications submitted a day, 5 days a week; about 7 in 10 get paid. $10 0–34 paid $15 35–49 paid Typical closer $20 50–64 paid $25 65+ paid $3,777 a month · about $45,320 a year Hourly pay $3,207 ($18.50 × 173 h) Bonus $570 (38 paid × $15) 12 more paid applications a month (about 0.8 more submitted a day) and every paid application pays $20: about $430 more a month. You earn more than 30% of workers in California. 28 more paid applications a month would put you in the top half. Estimate only, not a promise of pay. This calculator is an illustration based on the assumptions you choose (8‑hour days, the applications you submit a day, and about 7 in 10 applications getting their first premium paid). It is not a job offer, an employment contract, or a guarantee or projection of earnings, and nothing here changes at‑will employment. The "typical closer" setting is UniLife's planning estimate #J-18808-Ljbffr Flow International - National Life Group

Vacancy posted 2 days ago
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