VP, Head of Consumer Compliance and Fair Banking Advisory

Role Description

The VP, Consumer Compliance and Advisory is a strategic leadership role responsible for consumer lending and deposit compliance advisory across MVB's direct banking operations and extensive fintech partnership ecosystem. This role provides sophisticated regulatory interpretation and strategic guidance for consumer lending products, deposit products, and payments services delivered through both traditional channels and Banking-as-a-Service (BaaS) partnerships.

As the bank's senior consumer compliance expert, this VP leads strategic advisory for fintech lending partnerships, ensuring sponsor bank responsibilities are met while enabling innovation. The role requires deep consumer lending regulatory expertise (TILA, RESPA, ECOA, HMDA) combined with practical fintech partnership and Banking-as-a-Service experience. This position reports to the SVP/Head of Compliance Advisory & Risk and is a critical member of the Advisory leadership team with significant executive exposure.

Qualifications

• 10+ years consumer lending compliance experience (TILA, RESPA, ECOA, HMDA, state lending laws)
• 5+ years fintech partnership, sponsor bank, or Banking-as-a-Service compliance experience
• VP or Director-level consumer compliance leadership, managing staff
• Direct examination management experience (led exams, not just participated)
• Experience reviewing and approving consumer lending products
• Experience with both direct consumer lending AND fintech partner programs

Requirements

• Deep expertise in TILA, RESPA, ECOA, HMDA, UDAAP (can interpret novel applications)
• Strong knowledge of Reg E, Reg CC, EFTA, FCRA, E-Sign Act
• Understanding of state lending laws, licensing requirements, and rate caps across multiple states
• Familiarity with fair lending requirements and statistical analysis methodologies
• VP-level executive presence with credibility with C-suite, Board, and regulators
• Exceptional ability to translate complex regulations into actionable business guidance
• Business partnership orientation (enables vs. blocks)
• Proven track record building and developing high-performing compliance teams

Benefits

• Medical, Dental and Vision Insurance
• Health Savings Account (HSA), Health Reimbursement Account (HRA) & Flexible Spending Accounts (FSA)
• Short- and Long-Term Disability Plan
• Group Life Insurance
• 401K Salary Deferral Plan
• Wellness Program
• Education & Tuition Expense Reimbursement
• PTO and Unique Vacation Purchase Program
• Nationwide Pet Insurance Coverage