Life Insurance Specialist - Palm Beach Gardens, FL

Field Life Agent It’s a great time to join AAA The Auto Club Group! Join the team committed to driving your career forward. Job Overview Job Type: Full time Exempt / Non-Exempt: Hourly Compensation Sign-On Bonus: $2,500 Payment Terms: $1,000 paid after 30 days of employment, $1,500 paid after 90 days of employment. Average Earnings: $75,000 – $100,000 (base plus commissions) Pay Structure: Unlimited leads at no cost; Elevated tiered commissions for the first 12 months; Annual base pay $29,000 (non-exempt, eligible for overtime). Benefits Medical, dental and vision benefits 401(k) match Paid parental leave and adoption assistance Paid time off (PTO), company paid holidays, CEO days, and floating holidays Paid volunteer day annually Tuition assistance program, professional certification reimbursement program and other professional development opportunities AAA Membership Discounts, perks, and rewards and much more Why Choose AAA The Auto Club Group Lead generation of 14+ million members Access to unlimited walk-in traffic and referrals Online lead generation Annual sales incentive trip Responsibilities Sollicit and sell Life & Health insurance and annuity products under minimal supervision primarily within ACG branch location. Use thorough knowledge of product features and marketing and sales techniques to achieve established sales goals. Develop leads and prospects for new accounts through outbound/inbound calls, mailings, referrals, networking, website, seminars, etc. Prepare proposals and close sales of Life, Health, Annuity, Membership, and Financial Services products. Complete appropriate applications, forms and follow internal processing procedures to ensure transactions are handled in accordance with company policies and practices. Work collaboratively with others in the branch to reach business goals, maximize leads and sales opportunities and take advantage of cross‑sell opportunities. Assist Underwriting and Brokerage Departments in satisfying requirements. Respond to customer inquiries and problems and ensure sound sales practices are used. Prepare reports documenting prospecting and sales activities, maintain specified production standards and persistency levels for all required products. Candidate Qualifications Possession of valid State Life Sales licenses. Ability to take and pass LUTC or CLU coursework. Maintain required Life and Health licenses to sell products. Possession of a valid State driver’s license. Must qualify, obtain, and maintain all applicable state licenses and appointments required for selling and/or servicing Auto Club Group Membership products. Education High School diploma or equivalent. Experience Minimum of 2 years’ experience with a proven record of successfully soliciting and selling life insurance products. Experience selling intangible products. Skills and Competencies Strong working knowledge of Life Insurance and Annuity products and services. Ability to listen to and analyze customer needs and make recommendations that best fit customers’ needs and promote a positive member experience. Effectively communicate complex information with prospective clients in a clear manner. Ability to prepare proposals and conduct closing interviews to sell Life and Annuity products. Assess and reflect customer insurance requirements consistent with company standards when writing policies. Perform mathematical calculations to determine premiums and values of Life insurance and financial products. Build and maintain strong relationships with customers. Prospect and develop new sales opportunities and meet production requirements. Work collaboratively with all team members to attain business goals. Strong communication skills with others in the branch to keep partners and branch management informed on sales and the disposition of any partner‑generated leads. Understand and articulate to customers the tax and legal impacts the products have on members. Strong organization, planning, time management and administrative skills. Represent Auto Club Life in a professional and positive manner. Safely operate a motor vehicle to travel to various locations to attend meetings or community events. Proficient writing skills to compose routine correspondence. Work independently with minimal supervision. Good PC skills including working knowledge of word processing, spreadsheets, presentations and email. Work Environment Temperature‑controlled office environment. Limited travel required for community events, with exposure to road hazards and temperature extremes. Employment Information Regular and reliable attendance is essential for the function of this job. AAA The Auto Club Group is committed to providing a safe workplace. Every applicant offered employment within The Auto Club Group will be required to consent to a background and drug screen based on the requirements of the position. Equal Opportunity Employer The Auto Club Group, and all its affiliated companies, is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, gender identity, sexual orientation, national origin, disability or protected veteran status. #J-18808-Ljbffr acg