Commercial Real Estate Loan Officer
Sales Consultants of Sacramento
Commercial Real Estate Loan Officer
Actively seeking a Commercial Real Estate Loan Officer to solicit new CRE loan business through a network of brokers, business owners, and investors. Responsibilities include:
- Soliciting and coordinating the closing of commercial loans; responsible for commercial loan business development and to act as the bank's contact with commercial loan clients, brokers, and contractors.
- Providing guidance to potential developers relating to partnership agreements, collateral, feasibility studies, and vacancy rate factors, if applicable.
- Providing service to prospective commercial loan customers and interviewing applicants to develop information concerning their needs, credit, stability, earnings, and potential income to the property to assist in determining whether the commercial loan package will be an acceptable risk.
- Obtaining and analyzing pertinent financial and credit data on all partners involved in the project; arranging for the appraisal of the property and/or feasibility study of bare land to be developed.
- Reviewing commercial loan packages for completeness of documents and compliance with bank policy, regulatory requirements, and secondary market lending parameters.
- Notifying commercial loan applicants of all requests, which do not conform to current lending guidelines.
- Maintaining a high level of working knowledge relating to all types of commercial loans.
- Maintaining all financial/loan data in confidence.
Bachelor's degree or equivalent work experience. Five or more years of commercial real estate lending experience. Fluent in the principles of CRE underwriting. In-depth understanding of occupancy and rent trends in local markets. Comfortable with technology supporting sales management, marketing, pricing, initial underwriting, pipeline management, and loan performance tracking. Familiar with loan products and pricing of local competitors. For further consideration towards this and/or other opportunities, please inquire confidentially to View email address on click.appcast.io or call View phone number on click.appcast.io. All inquiries held in strict confidence. Thank you for your interest.
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