Mortgage Loan Originator

Mortgage Loan OriginatorThis position will office out of our San Diego, CA location. Must have prior loan origination experience. Excellent benefits, holiday pay, incentive pay, and company perks!At Sunflower Bank, N.A., we're experiencing great growth. Since our founding in 1892, we've been committed to serving our communities and supporting the team members who make it all possible. As a full-service financial institution, we offer a full range of relationship-focused services to meet personal, business, and wealth-management financial objectives. Creating Possibility is not just our mission, it's what we do every day for clients and associates.Sunflower Bank, N.A. is looking for an energetic, highly motivated individual to fill the position of full-time Mortgage Loan Originator at our San Diego, CA location.This is a fully commissioned position with a draw. Draws are minimum wage rates based on work location. Details of the commission plan will be presented at time of offer.Individuals will be required to develop leads and originate mortgage loans through branches, realtors, and builders, and respond to referrals from branch personnel and others. Additionally, candidates should have an understanding of the mortgage regulations and processes as well as other bank products and services in order to deepen relationships with customers. Applicants must be able to effectively communicate both verbally and written, exercise independent judgment and comprehend complex instructions, technical and financial materials and forms related to assigned duties. The MLO must meet production standards developed by management.Responsibilities:Develop, lead and originate mortgage loans through branches, realtors and builders.Interview mortgage loan applicants.Take loan applications from customers.Send applicant's file to processors in the centralized loan support area.Respond to referrals from branch personnel and others.Assist in obtaining additional data or information when requested by processors.Cross-sell all bank products and services.Education / Experience Preferred:Bachelor's Degree in a related field or equivalent experience, MBA or Master's Degree preferred.2+ years of lending experience preferred.Creativity, flexibility, integrity, and a commitment to customer support are essential.Must be able to work autonomously exercising considerable independent judgment.Must be able to maintain composure in stressful situations.Must be able to work flexible hours.Pay is dependent on knowledge, skills, abilities, experience, and location.Working Conditions:The physical demands of this position require the ability to perform essential job functions with or without reasonable accommodation. Employees may spend extended periods sitting or standing, using hands to operate computers or other equipment, and reaching for work-related tasks. Regular walking may be required, along with occasional bending, stooping, kneeling, or climbing. The role may involve lifting or moving items weighing up to 10 pounds. Vision requirements include close and distance vision, color and peripheral vision, depth perception, and the ability to adjust focus.Sunflower Bank Benefits:People choose to "bank" with us, but for those we serve, we're more than a bank. We strive to be the financial backbone of their lives, and we know that starts with our team.Our supportive culture empowers team members to grow and seize new opportunities. Like our namesake, the sunflower, we are:Rooted in StrengthPropelled by GrowthIndividuals in a Great WholeCreating PossibilityCommunity FocusedAssociates enjoy outstanding benefits, including:401(k) Plan with 6% MatchHealth/Dental/Vision InsuranceCompany-paid Life InsuranceTuition ReimbursementFitness ReimbursementPaid Time OffVolunteer LeavePaid HolidaysPlus many more associate perks & incentives!If you qualify, apply online at Minorities/Females/Disabled/VetsSunflower Bank, N.A. is an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, protected veteran status, status as a qualified individual with a disability, sexual orientation, gender identity, or any other characteristic protected by law.We accept applications on an ongoing basis until the role is filled. There is no fixed deadline to apply.If you are a California resident, you may be entitled to certain rights regarding your personal information, which is information that identifies, relates to, or could reasonably be linked with a particular California resident or household. Additional information about our data collection practices and location specific notices is available on our privacy policy.