AR Credit Analyst

AR Credit Analyst

Location: Phoenix, AZ 85034

Work Environment: 100% Onsite (Monday-Friday, 8:00 AM-5:00 PM)

Employment Type: Contract (7+ Months, Potential Extension)

About the Opportunity

A leading equipment rental and construction services company is seeking an experienced AR Credit Analyst to join its team in Phoenix, Arizona. This role will be responsible for evaluating customer creditworthiness, managing credit risk, supporting new account setup and approval processes, and partnering with internal stakeholders to maintain a healthy accounts receivable portfolio.

The ideal candidate will have a strong background in construction industry credit analysis, B2B collections, and accounts receivable management in a high-volume environment.

Key Responsibilities

• Analyze financial statements, income reports, cash flow, and other financial data to evaluate customer creditworthiness.

• Review and process new account applications while establishing appropriate credit limits.

• Calculate and interpret financial ratios and key risk indicators to assess customer financial health.

• Make recommendations regarding credit approvals, credit limit changes, and account risk management.

• Monitor customer accounts and address credit-related issues, escalations, and collection activities.

• Prepare reports summarizing financial risk, account performance, and credit decisions.

• Collaborate with internal departments to resolve billing, payment, and credit concerns.

• Ensure compliance with company credit policies and procedures.

• Support internal and external audit activities as needed.

• Maintain accurate customer records across multiple ERP systems.

• Communicate directly with customers to verify financial information and resolve account discrepancies.

Required Qualifications

• 3+ years of Credit Analyst experience.

• 2+ years of construction industry credit experience in a B2B environment.

• Experience managing high-volume portfolios and processing large volumes of credit applications.

• Experience with B2B collections and accounts receivable processes.

• Proficiency in Microsoft Excel.

• Experience navigating and working within multiple ERP systems simultaneously.

• Strong analytical, problem-solving, and decision-making skills.

• Excellent communication and customer service abilities.

Preferred Qualifications

• Experience using Dun & Bradstreet (D&B) or similar credit reporting platforms.

• Experience activating and reviewing new customer accounts.

• Knowledge of credit risk management and escalation processes.

• background in equipment rental, construction, manufacturing, or related industries.

Skills

• Credit Analysis

• Accounts Receivable

• Credit & Collections

• Credit Risk Management

• Financial Statement Analysis

• Reconciliation

• Cash Application

• New Account Setup

• Customer Account Management

• ERP Systems

• Microsoft Excel

Why Apply?

• Opportunity to work with an established industry leader.

• Gain experience in a dynamic, fast-paced credit environment.

• Open-ended contract opportunity with potential for extension.

• Competitive compensation and benefits eligibility.

Benefits (Eligibility Requirements Apply)

• Medical, Dental & Vision Insurance

• 401(k) Retirement Plan

• Life Insurance

• Short-Term and Long-Term Disability

• Health Savings Account (HSA)

• Transportation Benefits

• Employee Assistance Program (EAP)

• Paid Time Off and Sick Leave

Job Type & Location

This is a Contract position based out of Phoenix, AZ.

Pay and Benefits

The pay range for this position is $25.00 - $29.00/hr.

Individual compensation offered for this position within this range will depend on many factors, including qualifications, skills, relevant experience, job knowledge, geographic location, internal equity, and other pertinent job-related factors.

Eligibility requirements apply to some benefits and may depend on your job classification and length of employment. Benefits are subject to change and may be subject to specific elections, plan, or program terms. If eligible, the benefits available for this temporary role may include the following: • Medical, dental & vision • Critical Illness, Accident, and Hospital • 401(k) Retirement Plan – Pre-tax and Roth post-tax contributions available • Life Insurance (Voluntary Life & AD&D for the employee and dependents) • Short and long-term disability • Health Spending Account (HSA) • Transportation benefits • Employee Assistance Program • Time Off/Leave (PTO, Vacation or Sick Leave)

Workplace Type

This is a fully onsite position in Phoenix,AZ.

Application Deadline

This position is anticipated to close on Sep 3, 2026.

About Aston Carter

Aston Carter provides world-class corporate talent solutions to thousands of clients across the globe. Specialized in accounting, finance, human resources, talent acquisition, procurement, supply chain and select administrative professions, we extend the capabilities of industry-leading companies. We draw on our deep recruiting expertise and expansive network to meet the evolving needs of our clients and talent community with agility and excellence. With offices across the U.S., Canada, Asia Pacific and Europe, Aston Carter serves many of the Fortune 500. We are proud to be a ClearlyRated Best of Staffing® Platinum Award winner for both client and talent service.

The company is an equal opportunity employer and will consider all applications without regard to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law.

If you would like to request a reasonable accommodation, such as the modification or adjustment of the job application process or interviewing process due to a disability, please email View email address on click.appcast.io (%View email address on click.appcast.io) for other accommodation options.

San Francisco Fair Chance Ordinance: Pursuant to the San Francisco Fair Chance Ordinance, for all positions located in the city and county of San Francisco, we will consider for employment qualified applicants with arrest and conviction records.

Massachusetts Lie Detector: It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.

Use of Artificial Intelligence (AI): We may use Artificial Intelligence (AI) to support parts of our hiring process, including sourcing, screening, and evaluating candidates. AI helps assess applications and qualifications, but final decisions are made by our hiring team. By applying, you acknowledge and agree that your application may be reviewed using AI tools.