Agile Product Owner - Digital Banking

Job Title: Agile Product Owner - Digital Banking

Location: USA: Remote (Must be willing to work EST hours)

Position Overview

We are seeking an experienced Agile Product Owner to lead the modernization and delivery of digital banking solutions across online, mobile, and API-driven platforms. This role will drive digital customer engagement, manage integrations with core banking systems and fintech partners, and collaborate with cross-functional teams to deliver innovative banking experiences.

Key Responsibilities

Digital Banking Product Ownership

• Own, prioritize, and manage the product backlog for digital banking channels, including mobile applications, online banking platforms, and open banking APIs.

• Translate business requirements into user stories, acceptance criteria, and actionable development tasks.

• Ensure backlog priorities align with customer needs and business objectives.

Digital Transformation & Modernization

• Define and deliver features that modernize traditional banking services through digital self-service capabilities, including:
• Digital onboarding
• Remote Deposit Capture (RDC)
• Wire transfers
• Person-to-Person (P2P) payments
• Digital account management

Core Banking & Fintech Integrations

• Lead integrations between digital channels, core banking applications, payment systems, authentication platforms, and third-party fintech solutions.

• Partner with engineering teams to support API-driven banking architectures and cloud-enabled solutions.

Agile Delivery & Stakeholder Management

• Collaborate with Product Managers, Development, QA, and Release Management teams to define product roadmaps and delivery plans.

• Participate in Agile ceremonies, including sprint planning, backlog grooming, reviews, and Program Increment (PI) planning.

• Serve as the liaison between business stakeholders and technical teams to ensure alignment on product vision, priorities, and value delivery.

Quality, Security & Compliance

• Validate completed work against acceptance criteria and business requirements.

• Ensure solutions comply with security, regulatory, and PCI standards.

• Support initiatives related to fraud prevention, multi-factor authentication (MFA), and customer security.

Required Qualifications

• Bachelor s degree in computer science, Computer Engineering, Business, or a related field.

• 5+ years of experience in Product Ownership, Product Management, Business Analysis, or Agile Software Development within Banking, Financial Services, or FinTech.

• Strong understanding of digital banking platforms, mobile banking, online banking, and API-driven architectures.

• Experience with Agile tools such as Jira, Confluence, and Aha!.

Preferred Skills

• Knowledge of cloud platforms such as AWS or Azure.

• Experience with payment ecosystems including ACH, RTP, Bill Pay, and P2P payment solutions.

• Understanding of digital banking security practices, including MFA, biometrics, fraud mitigation, and banking compliance frameworks.

• Strong stakeholder management, communication, and leadership skills.