java(Payments Operations Specialist)

Payments Operations Specialist

Key Responsibilities:

• Process and monitor daily ACH transactions, including debits, credits, returns, and exceptions.
• Support wire transfers, H2H, and API-based payment flows as needed.
• Assist with client onboarding, payment file setup, and operational readiness checks.
• Troubleshoot payment issues and work with internal teams to resolve discrepancies quickly.
• Ensure all payment activities comply with NACHA rules and internal risk/control standards.
• Perform reconciliations, reporting, and documentation to support audits and internal reviews.
• Collaborate with product, operations, and technology teams on process improvements.
• Maintain strong communication with clients and stakeholders on payment inquiries.

Required Qualifications:

• 3+ years of experience in payment operations, treasury operations, or banking operations.
• Hands-on experience with ACH, wires, and payment processing systems.
• Knowledge of NACHA guidelines and payment exception workflows.
• Strong communication and client-facing skills.
• Ability to manage multiple priorities, work under deadlines, and maintain high accuracy.
• Familiarity with API/H2H payment workflows is a plus.