Senior Credit Analyst

We’re actively seeking a talented Senior Credit Analyst to join our Private ABS Team in Newport Beach, CA. In this role you will help evaluate, underwrite and manage investment opportunities suitable for private securitizations to be held within Pacific Life’s general account. Responsibilities Work as part of the Private ABS Team in evaluating, underwriting and managing new credit opportunities across Esoteric, Commercial and Consumer Structured Products. Analyze financial models and conduct sensitivity analyses based on potential market and credit outcomes. Leverage existing and developing team resources to consider new and evolving asset classes. Assist transaction‑level document review alongside internal and external counsel. Actively monitor existing portfolio investments and assets. Support relationships with external parties including investment banks, other investors and rating agencies. Mentor junior analysts in the same skills to develop future leaders in PLI Private Assets. Collaborate with other team members across PLI to enhance portfolio performance and achieve financial objectives. Qualifications 2–5 years of structured credit investment experience. 4‑year degree with a relevant major (finance, accounting, economics, engineering, math, etc.). Basic knowledge of deal structures with willingness and comfort to review term sheets, indentures and other supporting deal documentation. Experience in one or more structured product areas, such as ABS, RMBS, CMBS or CLOs. Strong communication, presentation and writing skills. Familiarity with financial tools and databases, such as Bloomberg, Intex, Trepp, etc. Broad understanding of financial markets and products. High energy, positive attitude, collaborative and team‑oriented. Driven, self‑motivated and intellectually inquisitive. Preferred CFA, MBA and/or other advanced degrees. Knowledge of programming languages, e.g. Python, VBA or R. Experience building analytical tools and modeling structured transactions. Risk appetite in alignment with the Team’s philosophy. Ability and willingness to network and build strong business relationships. Big‑picture thinker, team player and excels working independently and managing through ambiguity. Compensation Base Pay Range: $124,830.00 – $152,570.00. The actual compensation offered to a candidate will be dependent upon several factors, including but not limited to experience, qualifications and geographic location. Most employees are eligible for additional incentive pay. Benefits Your wellbeing is important to Pacific Life, and we’re committed to providing you with flexible benefits that you can tailor to meet your needs. Benefits include: Medical, Dental, Vision and Wellbeing Reimbursement Account that can be used on yourself or your eligible dependents. Generous paid time off options including Paid Time Off, Holiday Schedules and Financial Planning Time Off. Paid Parental Leave and an Adoption Assistance Program. Competitive 401(k) savings plan with company match and an additional contribution regardless of participation. EEO Statement Pacific Life Insurance Company is an Equal Opportunity /Affirmative Action Employer, M/F/D/V. If you are a qualified individual with a disability or a disabled veteran, you have the right to request an accommodation if you are unable or limited in your ability to use or access our career center as a result of your disability. To request an accommodation, contact a Human Resources Representative at Pacific Life Insurance Company. #J-18808-Ljbffr