Underwriter

Job Description

· Structure and underwrite submitted loan packages with a focus on repayment analysis, collateral support, personal credit profile, and eligibility/alignment.

· Engage with Loan Officers and applicants to address underwriting questions and counter- offer requests when needed.

· Recommend acceptable loan requests for approval, complete with underwriting memo and supporting analysis.

· Communicate loan approval terms or declination rationale. Provide guidance and suggestions to Loan Officer/applicant on actions that can be taken to mitigate noted risks.

· Determine appropriate funding program based on eligibility criteria and approved terms.

· Ensure appropriate supporting documentation is provided/verified and maintained on file.

· Partner with the Lending and Loan Administration teams to provide client focused service and support.

· Accompany Loan Officers calling on customers when requested.

· Perform site visits when requested as related to a loan request.

We are a company committed to creating diverse and inclusive environments where people can bring their full, authentic selves to work every day. We are an equal opportunity/affirmative action employer that believes everyone matters. Qualified candidates will receive consideration for employment regardless of their race, color, ethnicity, religion, sex (including pregnancy), sexual orientation, gender identity and expression, marital status, national origin, ancestry, genetic factors, age, disability, protected veteran status, military or uniformed service member status, or any other status or characteristic protected by applicable laws, regulations, and ordinances. If you need assistance and/or a reasonable accommodation due to a disability during the application or recruiting process, please send a request to View email address on click.appcast.io learn more about how we collect, keep, and process your private information, please review Insight Global's Workforce Privacy Policy:

Skills and Requirements

· Financial analysis experience (small business or personal lending preferred)

· Knowledge of finance/basic accounting

· Bachelor's degree preferred or equivalent experience

· Ability to gather and analyze information efficiently and formulate an independent recommendation · Spanish preferred but not required