Senior Associate, Digital Product Management

Senior Associate, Digital Product Management

Palo Alto, CA, United States

Phoenix, AZ, United States

New York, NY, United States

(Hybrid)

Job Description

At American Express, our culture is built on a 175-year history of innovation, sharedvalues ( and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. From delivering differentiated products to providing world-class customer service, we operate with a strong risk mindset, ensuring we continue to uphold our brand promise of trust, security, and service.

As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.

How will you make an impact in this role?

Reporting to the Director, Token Solutions Strategy, this Senior Associate will be responsible for supporting the development and execution of the strategic vision for American Express Token Solutions through internal/external research and analytics. The focus of this role will be supporting the Network Token Product Strategy team in testing hypotheses and building fact bases using data and research. Additionally, this role will help quantify and measure the performance of strategic initiatives. This role will require data and analytics skills as well as fact-based presentation development skills. This role will require the ability to learn current Network token capabilities, use cases, and benefits. The role may have additional focus on Agentic Commerce and revenue operations topics.

Intelligence and Analytics Key Responsibilities:

• Support the execution of the Token product roadmap and development of strategy through supporting analytics and advisory projects.

• Conduct research on customer (merchant, issuer, aggregator, etc.) problems/needs

• Conduct external research on Agentic Commerce needs, trends, use cases, etc.

• Deliver high-impact analytics to inform token strategy by developing actionable insights from internal/external data.

• Lead analytics and measurement across key performance indicators.

• Support ad-hoc analyses, and reporting needs across the token product team.

Enterprise Engagement Key Responsibilities:

• Understand the key token strategic priorities and own tracking/reporting against them

• Partner with the Token Product data and business teams to understand the data available and the business impact

• Partner with the broader Token team (product design and development teams) to identify, track, and implement priorities

Minimum Qualifications:

• 2+ years of experience in an analytics, strategy, or product-oriented role within a related field

• Strong analytical and conceptual thinking acumen, with ability to translate complex, unstructured business problems into quantitative models.

• Ability to leverage external insights, reports, and tools (from academia or other industries) where needed.

• Capable of articulating key findings to leadership and stakeholders, leveraging insights to influence business decisions.

• Advanced knowledge of Microsoft Office Suite (Excel pivot tables, data visualization, deck-writing).

• Payments or product experience preferred.

• Understanding and application of emerging data, analytics, and AI trends and industry best practices

• Bachelor's degree in a quantitative field (e.g., Economics, Finance, Computer Science, Mathematics/ Statistics, Engineering).

Qualifications

Salary Range: $89,250.00 to $150,250.00 annually + bonus + benefits

The above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we'll consider your location, experience, and other job-related factors.

We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:

• Competitive base salaries

• Bonus incentives

• 6% Company Match on retirement savings plan

• Free financial coaching and financial well-being support

• Comprehensive medical, dental, vision, life insurance, and disability benefits

• Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need

• 20+ weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy

• Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)

• Free and confidential counseling support through our Healthy Minds program

• Career development and training opportunities

For a full list of Team Amex benefits, visit ourColleague Benefits Site ( .

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. American Express will consider for employment all qualified applicants, including those with arrest or conviction records, in accordance with the requirements of applicable state and local laws, including, but not limited to, the California Fair Chance Act, the Los Angeles County Fair Chance Ordinance for Employers, and the City of Los Angeles' Fair Chance Initiative for Hiring Ordinance. For positions covered by federal and/or state banking regulations, American Express will comply with such regulations as it relates to the consideration of applicants with criminal convictions.

We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.

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Employment eligibility to work with American Express in the U.S. is required as the company will not pursue visa sponsorship for these positions.

At American Express, our culture is built on a 175-year history of innovation, shared values ( and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. From delivering differentiated products to providing world-class customer service, we operate with a strong risk mindset, ensuring we continue to uphold our brand promise of trust, security, and service.

As part of Team Amex, you'll experience our powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.

Job Info

• Job Identification 26005162

• Posting Date 05/29/2026, 09:10 PM

• Apply Before 06/12/2026, 04:00 AM

• Degree Level High School Graduate

• Job Schedule Full time

• Job Shift Day

• Locations 431 Waverley St, Palo Alto, CA, 94301, USAMEX 18850 N 56th Street Building 3, Phoenix, AZ, 85054, USAMEX 200 Vesey St, New York, NY, 10285, US(Hybrid)

• Career Area Product

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