Credit Analyst

Salary Range: $62,000.00 To $80,000.00 Annually RedBuilt is a leading engineered wood products, structural components, and construction systems supplier to the commercial construction industry across North America. Our continued reputation for unparalleled customer service and support goes back over 50 years. We are built on safety , customers , careers , community , and the structures we shape. Summary The RedBuilt Credit Department assesses risk, secures statutory lien/bond rights, and facilitates collection of outstanding accounts receivable. Successful implementation turns sales into cash and minimizes the risk of bad debts. We are looking for a full-time Credit Analyst or Senior Credit Analyst to join the Credit Team. They are expected to be a conceptual thinker with strong communication skills. The ideal candidate will be flexible, adapting to change and shifting priorities while demonstrating excellent organization and time management skills. They must also have excellent computer and problem-solving skills. They will demonstrate sound professional judgment and the ability to balance risk mitigation with business growth, while acting as a trusted partner to the Credit Manager, Sales, and Operations by providing thoughtful analysis and recommendations. They will take ownership of assigned responsibilities while proactively identifying opportunities to improve credit processes and outcomes. Most of all, they will be committed to the RedBuilt "Why" and dedicated to helping the company minimize the risk of bad debts. Essential Functions Perform key Credit Analyst responsibilities which include filing preliminary lien notices, lien waivers, billing paperwork, and supporting administrative tasks Evaluation and approval of credit/project information up to a designated credit limit Research and resolve customer credit inquiries Collection of outstanding accounts receivable while protecting lien rights Serve as a subject matter expert for credit policies, lien rights, and collection practices Contribute to the development and continuous improvement of credit procedures Participate in cross functional discussions related to customer risk, disputed accounts, or process improvements Additional duties as assigned Job Requirements, Skills, and Abilities Strong working knowledge of credit approval, invoicing, payment processing, collection, and cash application procedures Solid understanding of lien laws and legal aspects of construction finance Demonstrated business acumen with an understanding of how credit decisions impact cash flow, sales, and customer relationships Excellent communicator who partners effectively with sales personnel, external customers, general contractors, project owners and lenders Demonstrates professionalism, maturity, and confidence in handling sensitive or high stakes credit matters with both internal and external stakeholders Fantastic organizational and time management skills with a proven ability to meet deadlines and accommodate competing priorities. Self directed, with a proactive mindset toward process improvement and collaboration Interest and aptitude in expanding knowledge of credit policy, risk management, and construction finance trends. Proficiency in Microsoft Office, MS Teams, and other related computer applications. NetSuite experience a plus and/or proven ability to adapt easily to new ERP software Education and Experience Minimum 4 years credit/collection experience Construction Industry knowledge or experience, particularly with construction financing, draw schedules, progress payments, and lien rights. Bachelor’s degree in a related field a plus, or additional equivalent experience Reports to: Credit Manager FLSA Classification: Non-Exempt Job Type: Full-time Pay: $62k - $80k Annually DOE; Paid Hourly and Overtime Eligible as a Non-Exempt position Work Location: Boise, ID (with hybrid work opportunity subject to manager approval) 11 Paid Holidays (includes 2 Floating Holidays of your choosing) Paid Time Off Paid Community Service Health Benefits (Medical, Dental, Vision) FSA/HSA Options 401k Retirement Plan with Employer Matching Opportunity for bonus Flexible Dependent Care Account Employee Assistance Program (EAP) Company Paid Basic Life and AD&D Insurance Company Paid Short Term Disability Voluntary Long-Term Disability Voluntary Life and AD&D Insurance RedBuilt is an equal opportunity employer. Must take pre-employment drug test and a background check which includes criminal records to be considered for the position. Please note that the job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required for this role. Duties, responsibilities, and activities may change, or new ones may be assigned at any time with or without notice. #J-18808-Ljbffr