Underwriter II, E&S Property

Underwriting II

We invent the new to help the world move forward. Combining powerful analytics and deeper insights with bigger ideas and innovative solutions, we free up our clients' potential, thereby fulfilling our own. Take it seriously. Make it fun. Know it matters.

Our Wholesale Solutions team at AXA XL, poised for growth in the dynamic world of Excess and Surplus lines. This is a unique opportunity to be part of an innovative team that has been unlocking the future since 1978, creating teams that excel at innovation, expanding geographically, building new products, and serving our wholesale partners with excellence.

AXA XL's Excess and Surplus business unit offers Property coverage to North American based Insureds. Underwriting teams are based in the United States. Coverage is written on an occurrence, claims-made or occurrence reported basis. Our broad range of appetite includes clients in manufacturing, retail, habitational, real estate, CAT risk and many more.

As an Underwriting II, you will be responsible for delivering a profitable 'Underwriting' service to your clients and act as the owner and principal facilitator of assigned accounts. The Underwriter will perform front-to-end activities throughout the life cycle of renewal and prospect accounts from submission to expiration. You will build and maintain relationships with brokers and clients. You will underwrite business within the agreed business plan and individual authority.

You will report to the Underwriting Manager, E&S Property.

What You'll Be Doing

What will your essential responsibilities include?

• Manage and underwrite a profitable book of new and renewal business per AXA XL guidelines, appetite and philosophy.
• Develop and structure tailor-made risk solutions to win new business and retain existing customers.
• Analyze risk and determine terms and conditions as well as appropriate pricing in accordance with granted authority and AXA XL guidelines.
• Underwrite, evaluate risk, and assess completeness of the underwriting package. before underwriter is required to review. Communicate directly with Brokers to collect account and insured information necessary for risk analysis.
• Communicate account status to ensure completion of outstanding subjectivities needed to execute policy issuance and premium collection as part of bound accounts.
• Manage the workflow of multiple tasks and maintain a detailed understanding of the status of various tasks owned by Underwriter Assistants, Brokers, Reinsurers, and AXA XL internal network.
• Collaborate and correspond verbally and in written format with internal and external contacts across the world, keeping in mind differences in local language, time zones, and good local standard, to achieve a high level of service and meet client expectations.

What You Will Bring

We're looking for someone who has these abilities and skills:

• Bachelor's degree or related insurance experience and/or training; or equivalent combination of education and experience.
• Underwriting and / or equivalent Broker experience with robust knowledge of underwriting, rating methodologies, forms and business processes.
• Adept interpersonal skills in order to work effectively and professionally with diverse groups.
• Proven prioritization and time management skills with accurate results.
• Organizational, problem-solving and critical thinking skills.
• Ability to develop and maintain relationships with customers, producers and trading partners.

AXA XL, the P&C and specialty risk division of AXA, is known for solving complex risks. For mid-sized companies, multinationals and even some inspirational individuals we don't just provide re/insurance, we reinvent it.

How? By combining a comprehensive and efficient capital platform, data-driven insights, leading technology, and the best talent in an agile and inclusive workspace, empowered to deliver top client service across all our lines of business − property, casualty, professional, financial lines and specialty.

With an innovative and flexible approach to risk solutions, we partner with those who move the world forward.

What We Offer

Inclusion

AXA XL is committed to equal employment opportunity and will consider applicants regardless of gender, sexual orientation, age, ethnicity and origins, marital status, religion, disability, or any other protected characteristic. At AXA XL, we know that an inclusive culture and enables business growth and is critical to our success. That's why we have made a strategic commitment to attract, develop, advance and retain the most inclusive workforce possible, and create a culture where everyone can bring their full selves to work and reach their highest potential. It's about helping one another — and our business — to move forward and succeed.

• Five Business Resource Groups focused on gender, LGBTQ+, ethnicity and origins, disability and inclusion with 20 Chapters around the globe.
• Robust support for Flexible Working Arrangements
• Enhanced family-friendly leave benefits
• Named to the Diversity Best Practices Index
• Signatory to the UK Women in Finance Charter

Total Rewards

AXA XL's Reward program is designed to take care of what matters most to you, covering the full picture of your health, wellbeing, lifestyle and financial security. It provides competitive compensation and personalized, inclusive benefits that evolve as you do.

We're committed to rewarding your contribution for the long term, so you can be your best self today and look forward to the future with confidence.

Sustainability

At AXA XL, Sustainability is integral to our business strategy. In an ever-changing world, AXA XL protects what matters most for our clients and communities. We know that sustainability is at the root of a more resilient future. Our 2023-26 Sustainability strategy, called "Roots of resilience", focuses on protecting natural ecosystems, addressing climate change, and embedding sustainable practices across our operations.

Our Pillars:

• Valuing nature: How we impact nature affects how nature impacts us. Resilient ecosystems - the foundation of a sustainable planet and society – are essential to our future. We're committed to protecting and restoring nature – from mangrove forests to the bees in our backyard – by increasing biodiversity awareness and inspiring clients and colleagues to put nature at the heart of their plans.
• Addressing climate change: The effects of a changing climate are far-reaching and significant. Unpredictable weather, increasing temperatures, and rising sea levels cause both social inequalities and environmental disruption. We're building a net zero strategy, developing insurance products and services, and mobilizing to advance thought leadership and investment in societal-led solutions.
• Integrating ESG: All companies have a role to play in building a more resilient future. Incorporating ESG considerations into our internal processes and practices builds resilience from the roots of our business. We're training our colleagues, engaging our external partners, and evolving our sustainability governance and reporting.
• AXA Hearts in Action: We have established volunteering and charitable giving programs to help colleagues support causes that matter most to them, known as AXA XL's "Hearts in Action" programs. These include our Matching Gifts program, Volunteering Leave, and our annual volunteering day – the Global Day of Giving.

For more information, please see Sustainability at AXA XL.

Applicants for this role must be legally authorized to work in the United States without sponsorship now or in the future.

The U.S. base salary range for this position is $87,400– $170,000 USD.

Actual pay will be determined based upon the individual's skills, experience and location. We strive for market alignment and internal equity with our colleagues' pay.

At AXA XL, we know how important physical, mental, and financial health are to our employees, which is why we are proud to offer benefits such as a competitive retirement savings plan, health and wellness programs, and many other benefits. We also believe in fostering our colleagues' development and offer a wide range of learning opportunities for colleagues to hone their professional skills and to position themselves for the next step of their careers. For more details about AXA XL's benefits offerings, please visit US Benefits at a Glance 2026.