Loan Officer

Loan Officer

Manages a portfolio of all types of loan/depository accounts. Responsible for prospecting new customers and cross-selling other banking services.

Responsibilities And Duties

Prospects new customers and solicits new loans. Cross-sells other banking services to new and existing customers. Maintains on-going customer contact to ensure good customer relations.

Performs on-going management of a portfolio of all types of account relationships. Includes account reviews, problem solving, research and follow-up to internal account errors, etc. Interviews loan applicants: gather and evaluate financial and related data to establish credit worthiness. Monitor customers' financial condition.

Reviews and approves or denies loan request to new or existing customers up to a pre-determined limit. Prepares action memos to be reviewed by management and presents credits exceeding authority to the loan committee. May serve and vote as a member of the bank loan committee.

Monitors loan repayment activities, take necessary action to collect past-due accounts.

May participate in preparation of department budget, goals and objectives and strategic planning.

Participates in civic and community organizations, representing the bank, but following personal interests. Attends customer and bank sponsored events.

Performs other related duties as assigned by management.

Ability to maintain regular and reliable attendance

Knowledge, Skill, And Abilities

Knowledge of agriculture, commercial and consumer lending procedures.

Knowledge of credit structuring.

Knowledge of general banking principles and banking.

Knowledge of sales and marketing practices and principles.

Skill in communicating with clients and co-workers in courteous and professional manner.

Skill in operating computer terminals and printers.

Skills in pricing loans.

Ability to maintain a high level of confidentiality.

Ability to problem solve.

Ability to make sound decision using information at hand.

Ability to demonstrate accuracy and efficiency in a fast-paced environment.

Ability to function as a team player.

Education And Experience

College degree preferred

Three years lending experience is preferred.

Physical Requirements

NOTE: The statements herein are intended to describe the general nature and level or work being performed by employees assigned to this classification. They are not intended to be construed as an exhaustive list of all responsibilities, duties, and skills, required of person so classified.

Application Deadline: August 15, 2026

Department: 1373-Basalt

Employment Type: Full Time

Location: Basalt, Colorado

Workplace type: Onsite

Compensation: $130,000 - $175,000 / year

More Details

Monday - Friday with rotating Saturdays

About Pinnacle Bank/Bank of Colorado

We take pride in our heritage as a family-owned, community bank. Our commitment to our customers and community is at the forefront of how we do business. We are a Nebraska-based banking organization founded in 1938 in Palmer, Nebraska. Today, we have branches in Arizona, Colorado, Kansas, Missouri, Nebraska, New Mexico, Texas and Wyoming. As we grow, our commitment to our customers and community remains as strong as ever. We specialize in building lasting banking relationships with the businesses, farms and families we serve. We also prioritize taking an active role in our communities through charitable giving and volunteering. At Pinnacle Bank, we are ready to help your company with business checking and savings accounts, commercial loans and lines of credit and treasury management services. We also offer personal banking services, including accounts, mortgages, personal loans and technology products.

We use application review steps designed to ensure mutual fit. Generic or automated submissions may not progress. We offer fair and competitive compensation as well as bonus based on an employee's years of service and possible discretionary merit bonuses. Employees also have the opportunity to participate in the Bank incentive programs based on charter/branch guidelines. Other Full-Time benefits include:

• 8 paid holidays*
• 17 PTO days each year for the first five years of employment.*
• After five years, 22 PTO days each year.*
• After ten years, 27 PTO days each year.*
• Employees must also complete the 90-day introductory period prior to accruing PTO.*
• New employees will receive 16 hours of paid sick time upon their hire date.*
• Health, dental, prescription drug card, vision, and voluntary life insurance plans
• Health Savings Account with employer contributions
• Flexible medical and dependent care spending plans
• Parental Leave after one year of full-time employment
• 401K plan after 3 months and start of next quarter with employer contributions and profit sharing
• Free checking account and basic printed checks
• Free safe deposit box
• $50,000 group term life insurance
• Long term disability insurance
• Employee Assistance Program
• Educational Assistance

* Paid holidays and paid time off benefits are not applicable for employees that are fully commissioned. We are an Equal Employment/Affirmative Action employer. We do not discriminate in hiring on the basis of sex, gender identity, sexual orientation, race, color, religious creed, national origin, physical or mental disability, protected Veteran status, or any other characteristic protected by federal, state, or local law.