Senior Risk Analyst

Salary : $100,400.30 - $150,512.96 Annually
Location : Main Office, Encinitas, CA
Job Type: Full-Time
Department: Human Resources
Opening Date: 07/09/2026
Closing Date: 8/28/2026 5:00 PM Pacific
FLSA: Exempt


DETAILED DUTIES AND RESPONSIBILITIES

ESSENTIAL FUNCTIONS
This at will position's responsibilities include planning, developing, and organizing the District's risk management programs. Coordinates risk programs to minimize losses, ensure loss recovery, maintain insurance coverage, oversee insurance claims against the District, and maintain records for all related programs. Participates in the development and administration of departmental goals, objectives and procedures. Collects facts regarding claims against the District including property, liability and vehicle accidents and conducts investigations. Responds to emergency situations and exercises sound judgment. Develops effective resolutions to conflicts. Performs successfully within a team environment; supports the District Strategic Plan and Mission Statement; and an ability to work independently with a clear understanding of goals and objectives are essential. Must effectively utilize District resources. Acts as a positive role model. Professionally represent the District in a variety of meetings. Stable, reliable attendance is required.

The following tasks are typical for this classification. Incumbents may not regularly perform all of the listed duties and/or may be required to perform additional or different duties from those set forth below to address business or staffing needs and changing business practices as defined by the General Manager.

% TIME TASKS
70% Organizes and maintains the District Risk Management Programs by:

• Administers the District's risk programs; plans and organizes the District's operations and activities related to liability, loss control, property costs recovery, development and maintenance of related insurance programs.
• Provides consultation to the District's management team concerning risk, claims status; insurance programs and related functions; responds to inquiries; provides detailed and technical information concerning related claims, practices, standards, coverage, laws, codes, regulations, policies and procedures.
• Investigates and follows up on issues including auto accidents, District property, and customer property incidents.
• Conducts field investigations, documents conditions, collects evidence, and coordinates with internal staff and third parties as needed to support claims resolution and risk management.
• Coordinates, investigates, and responds to claims and litigation filed against the District; evaluates claims and recommends settlement or rejection based on the California Tort Claims Act and investigative results; works collaboratively with the District's General Manager and General Counsel when necessary; complies and analyzes related information; audits and makes adjustments to claim files as needed.
• Coordinates District liability, property, cybersecurity and related insurance programs; reviews, interprets and assures adequate insurance coverage; negotiates, establishes and maintains related insurance policies; obtains quotes; researches and analyzes insurance information to assure optimal and cost-effective rates and policies.
• Communicates with District staff and outside organizations to coordinate activities and programs, exchange information, and resolve issues or concerns; serves as a liaison between the District and third-party insurance providers.
• Administers loss prevention programs and addresses problem areas for general liability.
• Conducts periodic risk audits of various District policies and procedures as necessary.
• May present to the Board of Directors on risk management issues, insurance, and claims.

20% Supports various aspects of Risk Program Management by:

• Reviews subpoenas and public records requests for information prior to release of any information.
• Assists the General Manager with litigation preparation efforts.
• Staying abreast of new trends and innovations in the field of risk management.
• Making policy recommendations regarding risk operations and procedures.
• Monitoring programs for compliance with existing and new laws; analyzing and reviewing policies and programs and coordinating changes with management.
• Participates in the preparation and maintenance of related records, reports and files related to insurance programs, claims, settlements and other assigned duties.
• Organizing and maintaining the department's record retention requirements for data management.

NON-ESSENTIAL FUNCTIONS
10% Performs all related duties as assigned.

MINIMUM QUALIFICATION REQUIREMENTS


Unless required by law, experience and education may be substituted for each other upon approval by the General Manager or their designee.


EDUCATION: Associate's degree with an emphasis in risk management, occupational safety, or related field or equivalent. Bachelor's degree is preferred. Possession of a valid California driver license and proof of insurability are required. Standard First Aid and CPR certifications are required.

EXPERIENCE: Minimum of four years of increasingly responsible experience performing risk management duties including coordinating insurance programs and claims administration. Experience in or working with a governmental agency preferred. Ability to effectively utilize a personal computer and peripherals, along with related word processing, database and spreadsheet programs. Knowledge of current applicable local, California and Federal insurance codes and regulations.

SUPPLEMENTAL INFORMATION

CONTACT RESPONSIBILITY
INTERNAL: Interaction with Supervisor to receive direction and review results; Board of Directors to make presentations as required; District management to provide a variety of risk-related support and assist with problem resolution; all other District personnel as required.
EXTERNAL: Interaction with regulatory and government agencies and officials; consultants and General Counsel; customers and claimants.

PHYSICAL REQUIREMENTS
Good hearing, eyesight and speech; excellent ability to communicate both verbally and in writing; ability to effectively operate and utilize a personal computer and peripherals; able to tolerate periods of continuous sitting; may, on an infrequent basis, assist with lifting up to 50 pounds.

ENVIRONMENTAL CONDITIONS
Work is primarily performed within an enclosed office setting with lighting and ventilation. Subject to conversational noise from other personnel within the facility, along with standard background noise found in an office environment. Subject to long periods of sitting and exposure to computer screen. When performing work outside the facility, subject to variable weather conditions and possible exposure to heavy equipment, dust, fumes, odor and noise. Appropriate personal safety equipment is provided.
Olivenhain Municipal Water District offers a comprehensive OMWD pays 100 percent of the premium for employees' and dependents' dental and vision insurance. In addition, OMWD pays 100 percent of the premium for employees' and dependents' medical insurance under three medical plan options. Two medical plan options require a small employee contribution dependent upon coverage level.

OMWD also participates in the CalPERS retirement program in addition to life insurance, short-term, and long-term disability programs. Other benefits include paid vacation, holidays, floating holidays and sick days.

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