Remote Bilingual Mortgage Processor - 100% Remote anywhere in US

Position: Bilingual Processor
Location: Remote
Work Model: Fully Remote
Compensation: $55,000 to $60,000 base salary, plus a structured bonus 
Schedule: Full-time, East Coast hours

Overview
This role is responsible for processing mortgage loans from approved status through closing while maintaining communication with all parties involved in the transaction. The position supports a steady pipeline and works closely with borrowers, originators, underwriting, and closing to keep files moving accurately and on time.
Responsibilities

• Enter new loan data into the loan origination system for initial submission.
• Prepare and send required initial disclosures.
• Maintain communication with borrowers, loan originators, underwriters, realtors, and builders throughout the loan process.
• Monitor incoming documentation and update the LOS for accurate file tracking.
• Register loans and obtain FHA and VA identification numbers when applicable.
• Order credit reports, mortgage insurance, and appraisal documentation as needed.
• Review appraisal documentation in line with product and investor guidelines.
• Collect documentation needed to clear underwriting conditions and move files to closing.
• Coordinate with the Closing Department and deliver complete files at least 48 hours before scheduled closing.
• Participate in status calls, pipeline meetings, and pre-close checklists.
• Research loan scenarios using underwriting and investor guidelines.
• Support approximately 1 to 5 Loan Originators while managing an active pipeline of about 25 to 30 loans.

Qualifications

• Mortgage processing experience.
• Experience handling files from approved status through closing.
• Experience with Conventional, Bond, FHA, Non-QM, and VA loans.
• Proficiency in Encompass.
• Spanish-speaking ability for day-to-day communication.
• Ability to work East Coast hours.
• Strong communication skills.
• High school diploma or equivalent.
• For remote work, internet bandwidth of at least 20 mbps download and 3 mbps upload.

NMS Disclaimer
Client requirements and hiring decisions are set by the hiring company. Please ensure your application details align with your resume and reflect your direct experience. Thank you for your interest!