Credit Analyst

Overview An established company with a collaborative culture is seeking a Credit Analyst to join their team on a hybrid schedule. This is an ideal opportunity for someone who is naturally curious, detail-oriented, and eager to take ownership of the role while finding ways to improve existing processes. Qualified candidates will have a bachelor's degree in related fields mentioned under requirements and a background in credit and financial analysis. The manager is looking for someone with a problem-solving mindset, strong communication skills, and the ability to adapt in a fast-paced, evolving environment. If you enjoy digging into details, researching, fact-checking, and bringing new ideas to the table — all while building a long-term career — this could be the perfect opportunity for you. Credit & Collections Analyst Responsibilities Gathers and analyzes credit applicants financial and credit data to evaluate risk Collaborates and communicates with others to approve or deny extensions of credit and terms Prepares and presents credit reports Defines, implements and maintains customer credits policies and guidelines Completes annual reviews of all existing customers - requesting customer financial statements, credit agency reports, etc. and review for potential changes in credit limits Maintains documents and spreadsheets on credit and related financial information Oversees existing customer accounts receivables - ensuring and/or pursuing payment on delinquent accounts via communication with account holder Calculates lease balances and communicates with customers to close out leases Assists customers in the return and sale of leased vehicles Vehicle sale coordination to include: invoicing and paperwork completion, collecting payments and providing customer assistance Assist with special projects and reporting as needed Provides a variety of customer support services through email, telephone and direct personal contact Credit & Collections Analyst Qualifications Strong ability to read, understand, and analyze financial statements and determine ability to make rental/lease payments Ability to define problems, collect data, establish facts, and draw valid conclusions Ability to successfully interpret and handle a variety of abstract and concrete variables Structured, Organized, Detail-oriented approach to work Ability to accept responsibility and work co-operatively in a team environment Able to manage competing priorities and excel under the pressure of multiple deadlines Ability to juggle multiple responsibilities, meet deadlines and prioritize to complete work on a timely basis Advanced level of attention to detail and ability to focus on current task with office distractions Must be able to work in a flexible environment where the daily focus changes depending on volume Strong ability to communicate effectively with all levels of employees and management Strong math skills with the ability to calculate figures and amounts such as interest, percentages, rates, and ratios Strong written and verbal communication skills Bachelor’s degree in Finance, Accounting, Business Administration, or a related field Experience with JD Edwards Enterprise One a plus Advanced experience with Excel, Word, and other Microsoft Office products Seniority level Mid-Senior level Employment type Full-time Job function Accounting/Auditing Industries Equipment Rental Services #J-18808-Ljbffr