Associate, Regulatory and Audit Programs - CIB COO (Miami, FL)

It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high‑impact brand into a technology‑driven organization. Our people are at the heart of this journey and together, we are driving a customer‑centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference. We Want to Talk to You! The Difference You Make: Santander Corporate & Investment Banking (CIB) is a key growth engine within Santander’s global franchise, operating as a competitive, international investment bank serving complex clients across markets, products, and geographies. The Regulatory and Audit Programs Associate plays an important role in helping the CIB Chief Operating Officer (COO) organization meet its supervisory expectations. The position serves as a central point of coordination for regulatory examinations, supervisory reviews, and internal audits, ensuring the business is well‑prepared and responds effectively. In this role, you will work across multiple teams to drive high quality execution before, during, and after regulatory and audit activities. It’s a highly collaborative position that combines project management, communication, problem‑solving and stakeholder engagement, offering strong visibility across the business while contributing to CIB’s growth and transformation. Responsibilities Coordinate and manage CIB COO execution for regulatory exams, supervisory reviews, and internal audits, coordinating responses, data requests, and supporting documentation Partner with CIB subject matter experts to synthesize complex inputs into clear, well‑structured materials that accurately reflect CIB COO processes, controls, and risk management practices Liaise with business partners to develop clear, accurate, and timely responses to regulatory and audit findings and requests Perform thematic analysis across regulatory feedback and audit results to identify patterns, emerging risks, and improvement opportunities Track remediation actions and commitments, providing visibility to senior management on progress and risks Prepare concise, executive‑ready updates and materials for COO leadership Build and maintain strong working relationships with Regulatory Relations, Internal Audit, Second Line, and business partners Support continuous improvement of CIB COO governance, risk management, and reporting practices What You Bring Education: Bachelor’s degree – Required Experience: 5+ years in regulatory engagement, exam management, audit coordination, or risk/control roles within financial services or supervisory environments Strong knowledge of U.S. banking regulations and supervisory processes Demonstrated ability to manage multiple workstreams under tight timelines with strong attention to detail Strong analytical and communication skills; comfortable engaging mid‑ to senior‑level stakeholders Familiarity with investment banking products and services, or strong interest in developing that expertise Excellent PowerPoint and Excel skills Working knowledge and interest in use of AI to enhance day‑to‑day productivity and quality Spanish language skills a plus but not required Certifications No Certifications listed for this job. It Would Be Nice For You To Have Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. Experience in Microsoft Office products. What Else You Need To Know The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non‑exempt), the annual range is based on a 40‑hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range Minimum: $107,500.00 USD Maximum: $132,500.00 USD We Value Your Impact Your contribution matters and it’s recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck, our benefits are designed to support you, your family and your well‑being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide (foleon.com) ( Risk Culture We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. #J-18808-Ljbffr