Attorney - Insurance Coverage

Insurance Coverage Attorney | Miami, FL (Hybrid or Remote) – $220K \ N

Location/Schedule: Miami, FL. Hybrid. Experienced coverage lawyers can be remote.

Base Salary: $220K, plus a billable-hour bonus of up to $50,000

Practice: Insurance coverage for carriers and reinsurers. Opinions, declaratory judgment actions, arbitration, and business-interruption disputes. Not a general-liability seat.

Our client is known amonginsurance and reinsurance professionals, and less so outside that market. In 2025 its clients won a unanimous Florida appeal on a hotel business-interruption claim. The Third DCA affirmed dismissal on the pleadings. The primary panel included Lloyd’s syndicates and U.S. surplus-lines carriers. Schedule follows the lawyer. Merit counts more than years in the seat.

WhyYou Should Join:

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• Earn up to $50,000 on top of $220K: Billable-hour bonus on the base. The ceiling is a number, not a discretionary maybe.
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• Win coverage fights that reach a Florida appellate court: March 2025, unanimous affirmance, hotel business-interruption claim dismissed on the pleadings for a panel of primary carriers, including Lloyd’s.
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• Get remote flexibility if the coverage background is already there: Hybrid is the start. Experienced coverage lawyers are given more room.
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• Advance on merit, not tenure: Schedule and responsibility follow the work, not the year you were hired.
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• Work a book the reinsurance market already knows: Carrier and reinsurance coverage, arbitration, and DJ actions. Lower profile outside that market. High recognition inside it.
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What You’ll Actually Do:

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• Draft coverage opinions and reservation-of-rights letters.
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• Handle declaratory judgment actions and coverage arbitrations.
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• Advise on business-interruption, property, and reinsurance issues.
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• Brief dispositive motions and take coverage depositions.
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Requirements:

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• JD and active Florida bar
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• 4–8 years post-bar insurance coverage — current Associate, Counsel, or Partner
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• Coverage opinions or a declaratory judgment action on your résumé
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No one fits every box perfectly - if you’re a practicing Coverage attorney and $220K in Miami, with up to $50,000 on top, is the range, let’s talk confidentially.

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