Actuarial Analyst, Reserving

What you're applying for We're looking for an enthusiastic and analytical Actuarial Analyst to join our team in New York City, diving deep into data to produce crucial reserve analysis for our growing Car Insurance product. This role is critical right now, as you will directly help us set accurate monthly reserves, which impacts our financial health and product development. You'll be a key collaborator, working closely with Insurance Product managers, Claims, Finance, Pricing & Reserving Actuaries, and Data Scientists to opine on the health of our book of business as it rapidly develops. In this role you'll Develop and own detailed reserve estimates for our dynamic Car Insurance product, providing key insights to leadership Present monthly reserving results and compelling explanations of trends to leaders across the company, translating complex actuarial concepts into clear business insights Investigate and opine on internal or external trends‑including regulatory changes and claims patterns‑that impact our reserves, acting as a critical risk control Properly document all selections, assumptions, and methodologies in your analyses, ensuring full transparency and compliance Leverage your analytical and modeling skills to automate and streamline current reserving processes and reporting, moving the team toward greater efficiency Actively pursue your actuarial education through CAS exams and industry research, immediately applying those learnings to improve our work and grow your career What you'll need 1+ years of P&C actuarial experience, including hands‑on work with reserving techniques Bachelor's degree in Actuarial Science, Mathematics, Statistics, or a related quantitative field General knowledge of data science programming languages such as R (preferred) or Python, and proficiency in database query tools such as SQL A strong analytical mind, with the curiosity and communication skills to investigate and explain complex data trends to both technical and non‑technical audiences Progress toward CAS exams is a significant plus Ability to work in an office environment a minimum of 3 days a week Enthusiasm about learning and adapting to the exciting world of AI - a commitment to exploring this field is a fundamental part of our culture *Please note that we are unable to sponsor applicants for work visas. Unfortunately, we cannot consider applicants from these states: Colorado, California, Montana, Hawaii, New Mexico and Puerto Rico. Lemonade's US base salary range for this full‑time position is $80,000 - $97,500 plus equity + benefits. Our salary ranges are determined by role, level, and location. Within the range, individual pay is determined by work location and additional factors, including job‑related skills, experience, and relevant education or training. Speak to your recruiter to hear more about the specific salary range for your preferred location. Equal Employment Opportunity Statement Lemonade is an equal opportunity employer committed to diversity and inclusivity. We never discriminate on the basis of race, national origin, gender, gender identity, sexual orientation, protected veteran status, disability, age, or other legally protected status. If you require reasonable accommodations due to religious beliefs, pregnancy, or disabilities, let us know at any time. #J-18808-Ljbffr