Commercial Loan Specialist

Commercial Loan SpecialistThe Commercial Loan Specialist supports the commercial and small business lending process by coordinating loan documentation, closing, funding, and servicing activities. This role ensures loan files are accurate, complete, and compliant with internal policies and regulatory requirements throughout the loan lifecycle. The position serves as a key operational partner to lenders, members, and third parties to facilitate efficient loan processing and ongoing portfolio administration.Responsibilities:Coordinate pre-closing activities for commercial and small business loans to ensure timely and accurate loan closingPrepare, collect, review, and process documentation required for new commercial and small business loans, renewals, and modificationsFacilitate communication and documentation exchange among lenders, members, and external parties involved in the loan processVerify satisfaction of loan approval conditions and confirm completeness of documentation prior to closing and fundingPrepare and deliver loan closing packages for a variety of loan structures, collateral types, rates, and terms using designated loan documentation systemsMaintain complete and accurate electronic loan files and supporting documentation within loan servicing and document management systemsMonitor post-closing requirements, including tracking recorded instruments, maintaining loan ticklers, and ensuring completion of outstanding itemsReview loan files for completeness and adherence to internal policies, procedures, and applicable regulatory requirementsMaintain organized loan records and documentation to support audits, examinations, and ongoing compliance requirementsProcess loan servicing requests, including payment applications, inquiry resolution, and maintenance of loan account recordsServe as a resource to internal business partners and provide timely, professional service to members and stakeholders throughout the loan lifecycleMinimum Required Qualifications:High school diploma or equivalent1+ years of experience in lending, loan processing, and/or relevant transferable experienceMust obtain Notary Public certificate and commission within 2 months of hirePreferred Qualifications:Bachelor's degree business or finance or specialized training in commercial lending or related field2+ years of experience in commercial loan documentation, loan processing, loan servicing, loan administration, or commercial lending operations.Experience working in a credit union, banking, or other highly regulated financial services environmentKnowledge, Skills, and Abilities (KSAs):Knowledge of commercial and small business lending processes, loan documentation requirements, and lending operationsKnowledge of applicable regulatory, compliance, and policy requirements related to commercial lending activitiesSkilled in interpreting loan documentation and identifying inconsistencies, missing information, and documentation requirementsSkilled maintaining a high degree of accuracy and attention to detailSkilled in communicating effectively with internal stakeholders, members, and external business partnersSkilled in analyzing information, identifying discrepancies, and resolving issuesAbility to prioritize and manage multiple tasks, transactions, and deadlines in a fast-paced environmentAbility to utilize loan origination, servicing, document management, and workflow systems to support lending operationsWork Environment:Hybrid (combination of remote & onsite) work environment; requires regular use of online tools, systems, and collaboration platformOccasional travel to branch locations, vendor sites, or other business-related locationsAttendance at offsite meetings, events, or conferences as neededPhysical Abilities:Ability to work at a computer in a stationary position for up to 8 hours per dayAbility to occasionally carry light materials (e.g., laptop, presentation materials)Ability to travel for business by car or air and stay in public accommodations as neededTogether Credit Union is an Equal Opportunity employer. The Credit Union complies with appropriate federal, state, and local laws and provides equal employment opportunities without regard to race, color, religion, gender, age, sexual orientation, gender identity or expression, national origin, military or veteran status, disability (including pregnancy), genetic information, or any other protected status to all qualified applicants and employees. Together Credit Union is committed to a policy of non-discrimination and dedicated to providing a positive discrimination-free work environment.