BSA Analyst

BSA Analyst

Banesco USA is seeking a BSA Analyst for our Alerts & Exceptions Team unit.

Primary Job Duties:

• Responsible for reviewing account alerts and exceptions for high, moderate & low risk accounts through the Bank's AML Monitoring System.
• Responsible for reviewing and analyzing transaction data in the In-House systems, Truth Technology and Google searches and document findings and/or request further information from the account officers and verifying provided information.
• Responsible for discussing any incongruence in the account activity with the Manager and, when needed, preparing the referral for the bank's investigation unit.
• Responsible for conducting the flag exclusion analysis on a yearly basis.
• Monitors daily reports for cash activity and serve as back-up for the daily JH/ECS Reconciliation.
• Assists BSA Manager preparing for audits and any other relates tasks
• Assist management in other duties and projects as assigned.
• Responsible for completing annual training program assigned.
• Performs other functions and/or duties as assigned.

Job Requirements:

• Education: Associate's degree in business or equivalent experience.
• Experience: Three (3) to five (5) years of experience in the Banking industry in the BSA/Compliance area, working as an investigator or monitoring analyst.
• Experience using ECS Monitoring System (Required)
• ACAMS or BSA/AML certification preferred.
• Preferably, proficiency with specialized software used to trace crypto transactions, such as Chainalysis, Elliptic, TRM Labs, and CipherTrace.
• Preferably, a deep comprehension of how different cryptocurrencies and blockchain technologies work, along with associated risks and typologies for financial crime.
• Advance computer skills including but not limited to proficiency in Microsoft Office (Word, Excel, Power Point, etc.)
• Must be bilingual in both English and Spanish. Ability to fluently speak, understand, read and write both languages.
• Strong verbal and written communication skills, ability to communicate at all levels of the organization.
• Strong attention to detail and accuracy.
• Ability to multi-task, with strong organization, time-management and prioritizing skills.
• Knowledge of BSA/AML standards and practices.
• Intermediate knowledge of related State and Federal banking compliance regulations and operational policies.
• Ability to work in a team environment ensuring deadlines are met.
• Ability to understand and comprehend instructions, procedures and policies ensuring compliance with the Bank's policies and procedures.
• Intermediate knowledge in bank's operation activities, terminology and products and services.

Benefits:

• Competitive Salary.
• Generous paid time off plus federal holidays.
• Hybrid Work Model (remote and on-site work)
• Tuition Reimbursement.
• Paid Parental Leave.
• Medical, Dental, Vision.
• 401k.
• Life Insurance.
• Supplemental Insurances.
• Short-Term & Long-Term Disability.
• Free parking.

About Us:

Banesco USA is part of Banesco International, a worldwide group of financial institutions with a presence in 14 countries.

As a corporation in continuous evolution, we promote the ongoing professional and personal development of our employees, by embracing challenges and adapting to the changing environment of today's world. We aim to develop integral human beings, committed to making a difference at the workplace and out in the world.

Our actions are rooted in our Values: Reliability, Responsibility, Quality, and Innovation. We believe that we all have the same ability to transform our daily tasks into significant contributions, and therefore, Leave Our Mark.

At Banesco USA, one of our most valued assets is our enthusiastic team, which strives every day to create a world-class organization in an ever-changing world. Together, our team has made us a market leader and we invite you to join us.