Mortgage Processor

Mortgage Processor

Omaha, Nebraska, United States

Ownership and organization mean as much to you as they do to us. As a Processor, you will play an integral part in ensuring all loans are processed in a timely manner and adhere to our policy and procedures. You will manage a pipeline of transactions, owning many aspects of the transaction from application through funding, all while providing a world-class customer experience.

This is a hybrid position with a requirement of 3 full days in our Omaha, Nebraska office.

Responsibilities:

• Build and maintain strong relationships within the operations team and with cross-functional partners.
• Ensure compliance with applicable federal and state mortgage lending regulations, including but not limited to RESPA, TRID, Reg B and Fair Lending.
• Navigate our proprietary Equity Origination System.
• Independently manage and monitor a loan pipeline from application through funding consistently meeting established service level agreements.
• Review and verify loan documentation, including credit reports, income documents and property reports.
• Collect, review and submit required documentation to clear conditions as required from the Underwriting team.
• Partner with third party vendors to obtain required documentation, such as title reports, appraisals and home inspections.
• Prepare and deliver disclosures and final loan documents keeping in compliance with federal and state requirements.
• Ensure adherence to Unison product guidelines, requirements and fees.
• Meet monthly goals for deals funded, turnaround times, and pull-through rates.
• Other duties as assigned.

About you:

You are a motivated self-starter that is driven by production and numbers, providing a unique balance of focus on quantity as well as quality. You enjoy collaborating across teams and possess an eagerness to contribute to the overall success of the company. You thrive in a culture that embraces intellectual curiosity, analytical rigor, and deep empathy for others, whether that person is internal or external. The idea of joining a data and technology-driven company excites you and you embrace new tools while actively seeking innovative ways to better process and procedures.

• 2+ years of work experience in a fast paced environment.
• 2+ years years in the mortgage space, preferably as a processor or closer.
• Excellent attention to detail and organizational skills.
• Manage multiple tasks, prioritize effectively and adapt to changing circumstances.
• Experience with SalesForce, Google Suite, Microsoft Office or similar software preferred.
• Working knowledge of mortgage regulations is preferred.

Why join us?

The Unison team draws on a deep and wide range of talent across several disciplines. Visionaries in investment management, product development, and financial technology are joined by innovative real estate and consumer finance experts creating a unique culture.

Perks of the Unison employee include: competitive salaries, 100% paid medical and dental benefits, generous PTO policy, paid parental leave program, and fantastic downtown SF and Omaha locations, as well as being an integral part of a well-funded market leader with incredible momentum.

Unison is a San Francisco-based company that is pioneering a smarter, better way to own your home. Until now, the only way to finance a home was by taking on debt. Through the Unison Agreement, we help homeowners access their equity flexibly with no monthly payments or interest. We enhance home affordability, reduce debt, and deliver a less risky way for homeowners, investors, and society to think about their most important asset - the home.

The last few years have been record breaking for Unison. We expanded our offering to 30 states, surpassed the $5B mark in real estate investments and partnered with over 7K customers through our HomeBuyer and HomeOwner programs. This tremendous growth was recognized by the Deloitte Technology Fast500 awards two years in a row as well as being included in the most recent Forbes Fintech50. Unison provides equal employment opportunity to all individuals regardless of their race, age, creed, color, religion, national origin or ancestry, sex, gender, disability, veteran status, genetic information, sexual orientation, gender identity or expression, pregnancy, or any other characteristic protected by state, federal, or local law.

We recognize that people come with experience and talent beyond just the technical requirements of a job. If your experience is close to what you see listed here, please still consider applying. Diversity of experience and skills combined with passion is a key to innovation and excellence. Therefore, we encourage people from all backgrounds to apply to our positions. Please let us know if you require accommodations during the interview process.