Non-QM Underwriter (West Coast)

Description

CMG Home Loans is hiring experienced Non-QM Underwriters to support West Coast branches in the policy and standards. The Underwriter ensures sound decisions to protect the financial and operational interests of the company.  We are only considering underwriters who have recently been working with Non-QM and Jumbo loans.

*Must be able to work West Coast hours, 8AM to 5PM Pacific Time*

ESSENTIAL DUTIES AND RESPONSIBILITIES, includes the following responsibilities but not limited to:

• Underwrite complex Non-QMloans to multiple investor guidelines
• Underwrite Non-QM, Jumbo, and other manual underwrite loan products.
• Communicates regularly with Processors and Loan Officers regarding status of loans via current technology.
• Follows file and check order as conditions are signed off and new information is received. Maintains file order integrity.
• Maintains current working knowledge on loan products.
• Maintains conversation log in BYTE to properly track the forward movement of the file.
• Assists with training needs of other mortgage positions.
• Ad hoc reporting.
• Other duties as assigned.

QUALIFICATIONS AND EXPERIENCE:

• Prefer a minimum of five (5) years specific manual underwriting experience.
• Must have experience working with Non-QM loans for last 12-24 months.
• Must have demonstrated satisfactory knowledge of DU and LP input.
• Ability to properly interpret DU and LP, communicate and document their findings.
• Intermediate experience with Microsoft Word, Excel, and Outlook.
• Ability to work in a fast paced, fluid environment.
• Strong communication, interpersonal and organizational skills.
• High integrity and confidentiality required.
• Self-starter, self-reliant, dependable, ability to work within and meet specific time constraints.
• Flexibility in decision making with strong problem-solving skills.

SUPERVISORY RESPONSIBILITIES: Direct Reports: N/A

PHYSICAL and ENVIRONMENTAL CONDITIONS:

This role operates in an ADA compliant office environment, utilizing typical office equipment and tasks including computer work. The position may involve partial stationary positions and moving throughout the day. Flexibility to work overtime to meet project deadlines is required.

COMPENSATION: 

Base Compensation Information – For residents of the states of CA & CO, and for New York City + other areas requiring disclosure:

CMG pays a competitive base which ranges from $90,000 - $100,000+ plus OT and Bonus. Factors that affect base salary may include: Non-QM Underwriter experience and designations, overall knowledge, number of years worked in mortgage industry, types of roles performed, computer skills, experience specific to working with mortgage lenders, and education

CMG Financial is an equal opportunity employer and does not unlawfully discriminate in employment decisions. CMG will consider all qualified applicants without regard to race, religion, national origin, sex, age, veteran status, disability, familial status, marital status, actual or perceived sexual orientation, or actual or perceived gender identity. Applicants requiring reasonable accommodation to the application and/or interview process should notify a representative of CMG Financial or reach out to Show email.

CMG MORTGAGE, INC. NMLS #1820 If you are a recruiter or placement agency, please do not submit resumes to any person or email address at CMG Financial prior to having a signed agreement . CMG Financial is not liable for and will not pay placement fees for candidates submitted by any agency other than its approved recruitment partners. Furthermore, any resumes sent to us without an agreement in place will be considered your company’s gift to CMG Financial and may be forwarded to our recruiters for their attention.