Cyber Coverage & Language Design Ld AVP (Hartford)

Job ID: 37324097280Posted: 2026-07-14Location: Hartford, Connecticut, United StatesCategory: Claims & UnderwritingCompany: Munich ReLocation: Hartford, CTJob DescriptionResponsible for influencing coverage intent and product design to meet business objectives for cyber and specialty line products. Develops coverage language and forms that optimize competitiveness and responsibility while effectively expressing underwriting intent. Accountable for product innovation, salability and growth in relation to competitor products and meeting customer demand for current coverage offerings by product segment and distribution channel. Provides product coverage expertise, wording design, policy architecture and coverage interpretation. They will design products with both clear coverage intent and operational efficiency in mind and will monitor claims, legal, regulatory and market issues impacting assigned products and provide analysis to drive necessary adjustments. Consults and collaborate with Munich corporate underwriting and within HSB group to ensure the adoption of best practices and alignment across the organization. They will apply their expertise and creativity to develop and design product enhancements quickly and with a high degree of quality.Education and ExperienceBachelor’s Degree in Insurance, Business Administration, Communications, English, or related field or equivalent work experience is requiredAn advanced degree (Masters/MBA) , Law JD, or Insurance accreditation (CPCU) is desirable10+ years experience in policy development, claims, underwriting, or other relevant insurance experienceKnowledge and SkillsDeep understanding of traditional and innovative commercial and personal lines insurance, service and warranty products, policy construction methods and general underwriting and claims practices to ensure policies, contracts and other documents are created reflective of underwriting intentSound knowledge and understanding of direct to consumer insurance and reinsurance coverage, underwriting concepts and principlesStrong written language, grammar, interpersonal and verbal communication skillsHighly proactive, with a high degree of initiative, and naturally curious and inquisitive to identify issues and decisively solve problems, influence change and provide advice and consultation on complex coverage issuesIn depth knowledge of cyber and specialty line insurance productsCreative and action oriented with strong analytical and innovational skills to develop insurance products efficiently while considering coverage intent, customer focus, and regulatory constraintsUnderstands the organization’s structure and exhibits a high degree of courage to influence stakeholders, manage conflict and implement underwriting improvements that lead to positive underwriting resultsFamiliarity with data driven decision making and ability to translate complicated concepts into pragmatic solutions for the businessStrategic vision while maintaining day to day customer focusSuperior interpersonal and communication skillsAt The Hartford Steam Boiler, a subsidiary of Munich Re, we see Diversity and Inclusion as a solution to the challenges and opportunities all around us. Our goal is to foster an inclusive culture and build a workforce that reflects the customers we serve and the communities in which we live and work. We strive to provide a workplace where all of our colleagues feel respected, valued and empowered to achieve their very best every day. We recruit and develop talent with a focus on providing our customers the most innovative products and services. We are an equal opportunity employer. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.We are an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability or protected veteran status. The work environment characteristics, and any physical and mental requirements described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.This job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee. Other duties, responsibilities and activities may change or be assigned at any time with or without notice.