AR Credit Analyst

Job Description

Job Description

AR Credit Analyst

We are seeking a detail-oriented AR Credit Analyst to support high-volume credit operations within a B2B construction environment. In this role, you will evaluate customer creditworthiness, analyze financial data, and make informed decisions that directly impact risk and revenue. This position is ideal for someone who thrives in a fast-paced setting, can manage large volumes of credit applications, and is comfortable working cross-functionally to ensure accurate and compliant credit processes.

• Analyze financial data including financial statements, income, and cash flow to determine creditworthiness
• Calculate financial ratios (e.g., debt-to-income) to evaluate customer financial health
• Make recommendations to approve or deny credit and suggest appropriate terms
• Prepare reports summarizing customer financial health and lending risk
• Ensure compliance with internal credit policies and guidelines
• Assist with company and client audits
• Communicate with customers to resolve issues and verify financial transactions

• 3+ years of Credit Analyst / Accounts Receivable experience
• 2+ years of construction-related B2B credit experience
• Strong experience in credit analysis, accounts receivable, and new account setup/approvals
• Experience working in a high-volume environment (~1000 applications/month)
• Strong financial analysis and risk assessment skills
• Proficiency in Excel
• Experience navigating multiple ERP systems

• Fully onsite
• Monday–Friday, 8:00 AM – 5:00 PM
• Open-ended contract

This is a Contract position based out of Phoenix, AZ.

The pay range for this position is $25.00 - $29.00/hr.

Eligibility requirements apply to some benefits and may depend on your job classification and length of employment. Benefits are subject to change and may be subject to specific elections, plan, or program terms. If eligible, the benefits available for this temporary role may include the following:
• Medical, dental & vision
• Critical Illness, Accident, and Hospital
• 401(k) Retirement Plan – Pre-tax and Roth post-tax contributions available
• Life Insurance (Voluntary Life & AD&D for the employee and dependents)
• Short and long-term disability
• Health Spending Account (HSA)
• Transportation benefits
• Employee Assistance Program
• Time Off/Leave (PTO, Vacation or Sick Leave)

This is a fully onsite position in Phoenix,AZ.

This position is anticipated to close on Jul 16, 2026.

Aston Carter provides world-class corporate talent solutions to thousands of clients across the globe. Specialized in accounting, finance, human resources, talent acquisition, procurement, supply chain and select administrative professions, we extend the capabilities of industry-leading companies. We draw on our deep recruiting expertise and expansive network to meet the evolving needs of our clients and talent community with agility and excellence. With offices across the U.S., Canada, Asia Pacific and Europe, Aston Carter serves many of the Fortune 500. We are proud to be a ClearlyRated Best of Staffing® Platinum Award winner for both client and talent service.

The company is an equal opportunity employer and will consider all applications without regard to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law.

If you would like to request a reasonable accommodation, such as the modification or adjustment of the job application process or interviewing process due to a disability, please email View email address on ziprecruiter.com for other accommodation options.

San Francisco Fair Chance Ordinance: Pursuant to the San Francisco Fair Chance Ordinance, for all positions located in the city and county of San Francisco, we will consider for employment qualified applicants with arrest and conviction records.

Massachusetts Lie Detector: It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.

Use of Artificial Intelligence (AI): We may use Artificial Intelligence (AI) to support parts of our hiring process, including sourcing, screening, and evaluating candidates. AI helps assess applications and qualifications, but final decisions are made by our hiring team. By applying, you acknowledge and agree that your application may be reviewed using AI tools.