Life & Health Benefits Coach | REMOTE on Zoom
AIL
- Remote job
Life & Health Benefits Coach | 100% Remote
AO Globe Life | 100% Remote | U.S. Applicants | Entry-Level Friendly | Training & Mentorship Provided
Work From Home. Help Families. Build a Career With Growth Potential.
Looking for a fully remote customer service opportunity where you can help people, build valuable professional skills, and create opportunities for long-term income and career advancement?
AO Globe Life is expanding our virtual team and seeking motivated, people-focused professionals to join us as Work-From-Home Customer Service Representatives .
You'll work with individuals and families who have requested information about available benefits, helping them understand their options, answering questions, assisting with enrollment, and providing continued client support.
No previous insurance experience is required. We provide training, mentorship, licensing guidance, and ongoing professional development.
✓ 100% Remote / Work From Home
✓ Entry-Level Friendly — Training Provided
✓ Qualified Client Opportunities Provided
✓ No Traditional Cold Calling
✓ Weekly Commission-Based Pay
✓ Performance Bonuses
✓ Flexible Scheduling
✓ Renewal & Residual Income Opportunities
✓ Leadership & Career Advancement
What You'll Do
As a WFH Customer Service Representative , you'll combine client service, benefits education, relationship building, and consultative insurance sales.
Assist & Support Clients
Meet with clients through scheduled Zoom and phone appointments
Connect with individuals who have requested information about available benefits
Listen carefully to understand each client's needs and priorities
Answer questions clearly, professionally, and respectfully
Provide a positive and personalized client experience
Build long-term relationships through reliable communication and follow-up
️ Educate Clients About Available Benefits
Explain available life, accident, and supplemental health insurance options
Help clients understand coverage features and benefit choices
Assess individual and family protection needs
Recommend appropriate solutions based on client needs
Guide eligible clients through applications and enrollment
Complete required digital documentation accurately
❤️ Provide Ongoing Customer Service
Client relationships continue after enrollment.
Responsibilities may also include:
Conducting policy reviews
Assisting with beneficiary updates
Answering policy and coverage questions
Providing appropriate claims-related assistance
Following up with existing clients
Maintaining accurate digital client records
Following applicable company procedures and state insurance requirements
Qualified Client Opportunities — No Traditional Cold Calling
Instead of spending your day searching for prospects, representatives connect with individuals who have requested information regarding available benefits .
This allows you to focus on:
Listen → Understand → Educate → Recommend → Enroll → Support
There is no requirement to purchase leads.
Weekly Performance-Based Pay
This is a commission-based independent contractor opportunity rather than a guaranteed hourly or salaried customer-service position .
Income opportunities may include:
Weekly commission payments
Performance-based bonuses
Uncapped production potential
Renewal income
Long-term residual income opportunities
Leadership compensation as you advance
Additional performance incentives
High-performing representatives may have the opportunity to build six-figure annual income , but earnings are not guaranteed and vary based on individual activity, production, consistency, and results.
100% Work From Home
Client appointments, training, coaching, and team meetings are conducted virtually.
Your remote work environment may include:
Zoom client appointments
Phone consultations
Online training
Digital enrollment systems
Virtual coaching and mentorship
Remote team meetings
Enjoy the convenience of no daily commute while building a professional career from home.
⏰ Flexible Scheduling
This opportunity provides flexibility to organize your work schedule around your personal and professional responsibilities.
Successful representatives are typically self-motivated, disciplined, organized, and consistent in managing their appointments, follow-up, training, and client responsibilities.
No Insurance Experience? We'll Train You.
You don't need an insurance background to get started.
Training and professional development may include:
Virtual onboarding
State insurance licensing guidance
Product and benefits education
Customer-service training
Client communication development
Consultative sales training
Enrollment systems and procedures
Virtual presentation skills
One-on-one mentorship
Weekly coaching and workshops
Leadership development
Ongoing professional education
Because the position involves insurance products, representatives must hold or obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities.
❤️ Benefits & Professional Support
Qualifying representatives may have access to:
Medical insurance reimbursement opportunities
Company-supported life insurance
Accidental Death Benefit coverage
OPEIU Local 277 representation where applicable
Renewal and residual income opportunities
Professional coaching and mentorship
Leadership-development programs
Virtual business tools and technology
Eligibility and qualification requirements may apply.
Recognition & Incentives
Qualifying representatives may also have opportunities to earn:
Company-sponsored incentive travel
Performance bonuses
Achievement awards
Leadership conferences
Recognition programs
Professional-development opportunities
Additional performance-based incentives
Career & Leadership Growth
This opportunity can be more than an entry-level remote position.
Representatives who demonstrate strong performance, professionalism, consistency, and leadership potential may pursue opportunities in:
Customer Service Representative → Benefits Representative → Trainer/Mentor → Team Leader → Management
Advancement is based on performance and professional development—not simply seniority.
Who We're Looking For
You may be a strong fit if you're:
Friendly and comfortable communicating with people
An effective listener and problem solver
Customer-focused and service-oriented
Professional, dependable, and organized
Self-motivated and personally accountable
Goal-oriented and willing to learn
Comfortable working independently from home
Comfortable using computers, Zoom, and web-based applications
Able to manage your time and appointments effectively
Coachable and receptive to feedback
Interested in developing professionally and financially
Previous experience in customer service, retail, hospitality, healthcare, banking, education, administration, military service, call centers, client relations, or sales can be helpful—but is not required .
Minimum Requirements
Applicants must:
Be at least 18 years of age
Be physically located within the United States
Be legally authorized to work in the United States
Have access to a reliable computer or laptop
Maintain reliable high-speed internet
Have webcam and microphone capability
Maintain a quiet, professional workspace
Be comfortable communicating with clients through Zoom and phone
Be willing to complete required training
Be willing and able to obtain the appropriate state Life & Health Insurance License
Licensing guidance is provided.
Virtual Interview Process
Qualified applicants will first receive a brief career overview explaining the position, compensation structure, licensing requirements, training program, client process, and advancement opportunities .
After completing the overview, candidates interested in moving forward will have the opportunity to schedule a live virtual interview through Zoom with our hiring team.
Ready to Start Your Remote Career?
If you're looking for a work-from-home opportunity where you can help families, receive comprehensive training, build valuable professional skills, and create opportunities for long-term income and advancement, we'd like to hear from you.
Apply today with your updated resume to be considered for our WFH Customer Service Representative opportunity with AO Globe Life.
Work From Home. Serve Families. Grow Professionally. Build Your Future.
Important Information About This Opportunity
This is a 100% remote, independent contractor opportunity with American Income Life / Globe Life. Compensation is commission-based and performance-driven; this is not an hourly or salaried position.
Candidates selected to move forward should be prepared to:
• Be at least 18 years of age and legally eligible to work in the United States
• Provide their own computer/laptop, webcam, reliable high-speed internet, and professional remote workspace
• Complete required training and participate in virtual meetings
• Obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities
• Complete applicable pre-licensing coursework, examinations, and state licensing requirements at the candidate’s expense
No prior insurance experience is required. Training, mentorship, licensing guidance, and ongoing professional development are provided.
This opportunity is best suited for individuals who are self-motivated, coachable, comfortable working independently, and interested in a performance-based career with opportunities for professional growth and advancement.
American Income Life / Globe Life is committed to providing equal opportunity without regard to race, color, religion, sex, national origin, age, disability, veteran status, or other characteristics protected by applicable law.
Specific licensing requirements, fees, compensation, and contractor terms may vary by state and will be reviewed with candidates during the hiring and onboarding process.
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