Compliance Officer

Compliance OfficerThe compliance officer is responsible for supporting the bank's compliance management system and assisting the chief compliance officer in the administration of the compliance program. This role supports regulatory compliance oversight through structured testing and monitoring, regulatory change management, governance reporting, and audit and examination coordination. The position works closely with business lines and support functions to identify compliance risk, strengthen controls, and promote timely remediation of issues. This position reports directly to the chief compliance officer.Essential functions & responsibilities:Compliance testing and monitoring – execute and document risk-based compliance testing and monitoring activities across applicable consumer, deposit, lending, operations, and related regulatory areas; maintain schedules, workpapers, exception tracking, validation, and follow-up to support timely issue resolution.Compliance program administration and regulatory change management – assist the chief compliance officer in maintaining and enhancing the compliance management system, including policies, procedures, controls, regulatory change tracking, and implementation support for new or revised requirements.Governance, reporting, and risk assessment support – support governance activities through preparation of committee and management reporting, assistance with compliance risk assessments, policy review coordination, issue tracking, and maintenance of related governance documentation.Audit, examination, and remediation coordination – assist with internal audits, external audits, compliance reviews, and regulatory examinations by gathering documentation, coordinating responses, tracking findings, and supporting corrective action and remediation efforts.Business line advisory and training support – partner with business units to provide practical compliance guidance related to products, processes, and controls, and assist with training content and compliance communications as needed.Documentation and other assigned duties – maintain complete and well-organized records to support audit and examination readiness and perform additional compliance, governance, monitoring, and risk support responsibilities as assigned by the chief compliance officer.Performance measurements:To comply with the letter and with the spirit of the bank's code of business conduct and ethics.To maintain the confidentiality of customer and any other sensitive information.To review regular audits of all appropriate areas to determine the degree of compliance with various laws.To help develop the skills and knowledge of department/branch staff; to conduct performance reviews and foster the development of department/branch staff.To acquire and maintain a working knowledge of regulations and bank procedures; to comply with the provisions of the bank secrecy act, ofac, and other laws and regulations.To complete required training and undertake additional training as needed to increase job knowledge and maximize productivity.To develop and maintain a positive and productive working relationship with department/branch staff.Knowledge and skills:Experience: ten years to fifteen years of similar or related experience.Education: (1) a bachelor's degree, or (2) achievement of formal certifications recognized in the industry as equivalent to a bachelor's degree (e.g. information technology certifications in lieu of a degree). Professional certification such as crcm, ccbco, or a similar designation is preferred.Interpersonal skills: work involves extensive personal contact with others and is of a personal or sensitive nature. Motivating, influencing, and/or training others is key at this level. Outside contacts become important and fostering sound relationships with other entities (companies and/or individuals) becomes necessary and often requires the ability to influence and/or sell ideas or services to others.Other skills: working knowledge of consumer compliance laws and regulations applicable to community banking operations. Experience with compliance testing, monitoring, issue tracking, and support for audits or regulatory examinations. Strong understanding of compliance risk management, monitoring, testing methodologies, and internal control concepts. Ability to analyze regulatory requirements and apply them in a practical community bank operating environment. Excellent written and verbal communication skills, including the ability to prepare concise reports and present information clearly to management. Strong organizational skills, attention to detail, and the ability to manage multiple priorities and deadlines. Demonstrated judgment, professionalism, and discretion in handling confidential or sensitive information.Physical requirements: the person in this position needs to frequently move about inside the office to interact with associates and access office machinery and file cabinets. The person in the position constantly operates a computer and other office productivity machinery, such as a calculator, photocopier, and printer.Work environment: this job operates in a professional office environment. This role routinely uses standard office equipment such as calculators, computers, phones, photocopier, filing cabinets and fax machines.