BSA Analyst I - Glenville, NY

Reports to Vice President of BSA FLSA Status Non-Exempt | Supervisory Role: No Why Join Us? At Trustco Bank, we’re committed to fostering a supportive and inclusive workplace where our employees can grow their careers. We believe that our people are our greatest asset and consider our employees as family. We value each team member’s contribution and offer a supportive, collaborative work environment. Are you passionate about risk management, regulatory compliance, and protecting the integrity of the financial system? Join our Compliance Team as a BSA Analyst I – the front line of financial security. Position Overview BSA Analyst I – non‑supervisory role focused on monitoring transactions, investigating suspicious activity, and ensuring the bank adheres to all Bank Secrecy Act (BSA) and Anti‑Money Laundering (AML) policies. This role supports key aspects of our comprehensive BSA/AML program, including CTR, SAR, OFAC, CIP, and CDD protocols. Key Responsibilities Investigative Analysis: Research, analyze, and investigate transaction monitoring alerts for potential money laundering, terrorist financing, and other financial crimes, making informed recommendations regarding the filing of Suspicious Activity Reports (SARs). Regulatory Reporting: Track and ensure timely filing of Currency Transaction Reports (CTRs) within the strict 15‑day regulatory deadline. Enhanced Due Diligence (EDD): Conduct thorough EDD reviews, gathering documentation, composing detailed narratives, determining risk ratings, and outlining necessary follow‑up actions. Risk Monitoring: Monitor customers on the CTR exempt list annually and perform 90‑day SAR follow‑up reviews to identify continuing activity. Compliance Verification: Examine various banking divisions (branch administration, retail lending, commercial loans) to ensure meticulous adherence to Customer Identification Program (CIP) requirements. OFAC & Training: Monitor potential OFAC matches, acting as a dual control for processing, and building continuous proficiency through specialized BSA/AML training courses. Qualifications Required A Bachelor’s degree in a business‑related field and/or one year of equivalent experience/education. Effective verbal and written communication skills, exceptional organization, and the ability to manage multiple time‑sensitive tasks effectively. Ability to work well independently and in group settings. Working knowledge of Microsoft Office Programs (Excel and Word). Fluent in English; bilingual a plus. Access to reliable transportation. Preferred CAMS Certification (Certified Anti‑Money Laundering Specialist). Working knowledge of FCRM Software. Schedule Full‑time; Monday – Friday, 8:30 a.m. – 5:00 p.m. Physical Demands Primarily sedentary; includes use of standard office equipment. Equal Employment Opportunity Statement Trustco Bank is an equal‑opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, marital status, genetic information, disability, or protected veteran status. This includes, but is not limited to, the following: Hiring, placement, upgrading, transfer, demotion or promotion Recruitment, advertising or solicitation for employment Treatment during employment Rates of pay or other forms of compensation Selection for training, including apprenticeship Layoff or termination It is the policy of Trustco Bank to cooperate to the fullest extent with the applicable regulations of the Civil Rights Act and any legislation on Equal Employment Opportunity. #J-18808-Ljbffr Trustco Bank