Credit Analyst

The Company:

Founded in 1978, Cabot Hosiery Mills is an American manufacturer of premium socks with uncompromised comfort, durability, and fit. With a family of brands including Darn Tough Vermont, Wide Open, and Cabot & Sons, our mission is to make the world's best socks, in Vermont, USA, and back them with our Unconditional Lifetime Guarantee. We are family owned, three generations strong, and have yet to produce our best sock.

Job Summary:

As we continue to scale one of the fastest growing apparel brands, we are seeking a Credit Analyst to join our Cash and Credit team and play a critical role in safeguarding the company's cash flow by evaluating customer creditworthiness, monitoring account risk, and supporting the Accounts Receivable team in maintaining a healthy receivables portfolio. Reporting directly to the Cash and Credit Supervisor, this position analyzes financial data, establishes credit limits, manages credit holds, and partners closely with Sales and Dealer Service to ensure timely and accurate credit decisions.

The ideal candidate will have accounts receivable experience in a B2B environment, familiarity with credit bureaus and trade credit tools and knowledge of credit risks in our industry. We are looking for someone who can help ensure we are mitigating risks and exposure with credit decisions and take a proactive approach at identifying any at-risk accounts before they become delinquent.

Key Responsibilities:

• New dealer set up- process applications, perform credit evaluation to set limits and terms
• Risk Assessment and Account Monitoring
• Process credit references
• Manage trade insurance policies for both domestic and international customers
• Coordinate credit review process monthly
• Monitor credit stops and release orders for customers with terms
• Maintain reporting for SICA and Riemer
• Maintain Dun & Bradstreet portfolio

Qualifications:

• Bachelor's degree in Finance, Accounting, Business Administration, or related field (or equivalent experience)
• 3-5 years of experience in credit analysis, accounts receivable, or financial analysis.
• Strong understanding of financial statements, credit scoring, and risk assessment.
• Proficiency with ERP systems and Microsoft Excel, Word and Outlook.
• Excellent analytical, problem solving, and decision-making skills.
• Strong communication skills with the ability to explain credit decisions to both internal teams and customers.
• High attention to detail and ability to manage multiple priorities in a fast-paced environment.
• Ability to build strong working relationships with customers and other departments
• Highest standards for accuracy and organization
• Passionate about working for a values driven company and fully committed to building great cultures and high performing teams
• This position requires commitment to embrace the company's culture through the alignment of personal behaviors with the company's core values.

Working Conditions:

• Office environment - some exposure to a manufacturing environment
• Flexible nature to manage competing and changing priorities
• Travel locally to all of the organization's sites and locations

At Cabot Hosiery Mills, we have a list of shared company values - one of them is We Value Differences. Where you come from, how you identify, your age, and other descriptions are something that makes you, you, and we respect that. We're an honest group of people and work hard, if you like that, we encourage you to apply.

This job description should not be interpreted to be a complete list of all the duties, qualifications and responsibilities performed by the jobholder. To maintain organizational flexibility, the organization has the discretion to add, drop or change at any time the duties, responsibilities and expectations of this position. This job description does not constitute an offer of employment, continuous employment or an employment contract. Reasonable accommodations will be considered to enable individuals with disabilities to perform the essential functions of this position.

The pay range for this role is:

70,000 - 78,000 USD per year (Waterbury)