Senior Loan Workout Specialist

About this role:Wells Fargo is seeking a Senior Loan Workout Specialist to join Wells Fargo Business Workout Department. Learn more about the career areas and lines of business at wellsfargojobs.comIn this role, you will:Lead large portfolio of complex problem loans in initiatives and deliverables within the Loan Workout functional areaContribute to large scale planning related to strategy, technology and efficiencies deliverablesEnsure loans are structured and priced consistently with Bank policy and commensurate with riskReview and research complex problem loan challenges that require an in-depth evaluation of multiple factorsStrategize and implement account development on complex problem loansNegotiate creative structures to meet needs of customers and bank while minimizing risk exposureResolve complex issues and lead Loan Workout team to meet functional area projects, processes and deliverablesLeverage solid understanding of the functions, policies, procedures and compliance requirementsCollaborate and consult with peers, colleagues and managers to resolve issues and achieve goalsWork with in house and outside Counsel during litigation Lead team projects and mentor less experienced staffRequired Qualifications:4+ years of Loan Workout, Commercial Lending experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, educationDesired Qualifications:Commercial relationship management experienceKnowledge of commercial loan documentationFinancial analysis skills with attention to detail and accuracyLeadership and mentoring skillsDeveloped professional verbal and written communications skillsExposure to Wells Fargo AFS (Automated Financial Systems)Exposure to Wells Fargo eCaR (Enterprise Collections and Recovery) system Exposure to Wells Fargo BLAST (Business Lending and Sales Tracking) systemIntermediate Microsoft Office skillsJob Expectations:This position is not eligible for Visa Sponsorship.This position offers a hybrid work scheduleLocations:401 S TRYON ST ​, CHARLOTTE, NCRequired locations for this position is listed above. Candidate must reside within a reasonable commute to the site location. Relocation assistance is not available for this position.Posting End Date: 19 Aug 2026*Job posting may come down early due to volume of applicants.We Value Equal OpportunityWells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.Applicants with DisabilitiesTo request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo.Drug and Alcohol PolicyWells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.Wells Fargo Recruitment and Hiring Requirements:a. Third-Party recordings are prohibited unless authorized by Wells Fargo.b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.SummaryLocation: CHARLOTTE, NCType: Full time