2027 Summer Analyst - Asset-Backed Securitization (Stamford, CT)

Job Description

Citizens Bank ("Citizens") is seeking a Summer Analyst to join the Asset-Backed Securitization ("ABS") team in Stamford, CT. The Summer Analyst will support senior team members in all aspects of ABS advisory, credit analysis, credit underwriting, client marketing, and deal execution. The ABS business provides securitization lending and term ABS bond underwriting to companies for financing a wide variety of underlying assets.

This position offers an excellent opportunity to join a high performing, rapidly growing, and entrepreneurial team within one of the largest regional banks in the country. The Summer Analyst will develop direct working relationships with key stakeholders and leaders across Citizens' commercial bank.

Job Responsibilities

• Support all aspects of ABS lending transaction origination, execution, and ongoing maintenance
• Support ABS business management and reporting
• Support the preparation of underwriting memos, transaction analysis and summaries
• Participate in transaction due diligence calls and meetings
• Perform market analysis and research as needed
• Work collaboratively with key internal constituents and external transaction participants in support of ABS initiatives, including Portfolio Management and Credit Risk Management.
• Monitor and research capital markets trends
• Maintain internal deal and market databases
• Contribute to business and client pitch & data management processes

Qualifications

• Successfully complete a video interview assessment within 7 days of receiving link. If not completed within the timeframe, your application will be automatically withdrawn from consideration.
• Current students enrolled in an undergraduate bachelor's program, graduating between Winter 2027 – Spring 2028 OR current students enrolled in a graduate program, graduating between Winter 2027 – Spring 2028
• Minimum GPA of 3.2; Preferred cumulative GPA of 3.5
• Relevant work experience, leadership experience or coursework in Finance, Accounting or Economics is preferred but all majors will be considered.
• Strong analytical skills and software skills: MS Office (Word, Excel, PowerPoint) proficiency is required.
• Candidates must currently be a U.S. Resident to be eligible for this program.

Required Skills

• Customer Support Trends
• Diversity, Equity, Inclusion, and Belonging (DEIB)

About Us

Citizens, its parent, subsidiaries, and related companies (Citizens) provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to age, ancestry, color, citizenship, physical or mental disability, perceived disability or history or record of a disability, ethnicity, gender, gender identity or expression, genetic information, genetic characteristic, marital or domestic partner status, victim of domestic violence, family status/parenthood, medical condition, military or veteran status, national origin, pregnancy/childbirth/lactation, colleague's or a dependent's reproductive health decision making, race, religion, sex, sexual orientation, or any other category protected by federal, state and/or local laws. At Citizens, we are committed to fostering an inclusive culture that enables all colleagues to bring their best selves to work every day and everyone is expected to be treated with respect and professionalism. Employment decisions are based solely on merit, qualifications, performance and capability.

Equal Employment and Opportunity Employer

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Background Check

Any offer of employment is conditioned upon the candidate successfully passing a background check, which may include initial credit, motor vehicle record, public record, prior employment verification, and criminal background checks. Results of the background check are individually reviewed based upon legal requirements imposed by our regulators and with consideration of the nature and gravity of the background history and the job offered. Any offer of employment will include further information.