Associate Consumer Underwriter - Northeast Region

General Information Ref # 22477 Remote? Yes Ally and Your Career Ally Financial only succeeds when its people do - and that’s more than some cliché people put on job postings. We live this stuff! We see our people as, well, people - with interests, families, friends, dreams, and causes that are all important to them. Our focus is on the health and safety of our teammates as well as work-life balance and diversity and inclusion. From generous benefits to a variety of employee resource groups, we strive to build paths that encourage employees to stretch themselves professionally. We want to help you grow, develop, and learn new things. You’re constantly evolving, so shouldn’t your opportunities be, too? Opportunity Location preference: Cranberry Township, PA (hybrid position – 3 days in‑office / 2 days remote). Other location options: WFH – Connecticut (CT), Delaware (DE), Maine (ME), Maryland (MD), Massachusetts (MA), New Hampshire (NH), New Jersey (NJ), New York (NY), Ohio (OH), Pennsylvania (PA), Rhode Island (RI), Vermont (VT), West Virginia (WV). Keywords: entry level role, recent college grads, Credit Risk Associate, Junior Analyst, Auto Lender. We have been helping dealers serve their customers for over 100 years by providing best‑in‑class products and services. Take the wheel on your career and join a team that is dedicated to providing world‑class support to our customers as they look to purchase and lease vehicles. We are problem solvers, we value diverse thinking, we support one another, and we challenge ourselves to think bigger in the journey to deliver customer‑obsessed auto finance products and solutions. A Consumer Underwriter – Auto Finance evaluates, negotiates, and decides consumer offerings within Ally’s underwriting policies to further grow application and contract volume. They build and maintain a portfolio of dealers and provide best‑in‑class relationship management for their assigned territories as a crucial part of the Ally Auto framework. Responsibilities Increase dealer portfolio revenue by practicing sound underwriting judgment and upholding Ally’s risk management principles. Leverage high‑touch and high‑tech capabilities to negotiate contracts. Demonstrate market awareness, strong listening, and adaptability as you build and cultivate strong relationships with dealers. Requires flexibility in work schedule; evening hours, limited travel, and weekends required. Qualifications 0+ years of experience. High school Diploma or GED equivalent. Preferred qualifications: Bachelor’s degree is preferred (high school/GED required). 1+ years in auto finance consumer underwriting (prime, sub‑prime, and/or non‑prime), or financial services preferred. Ability to perform technical based activities. Knowledge of and exposure to fundamental theories, principles, and concepts. Demonstrating technical expertise and relationships to supply to strategy and drive business results. Familiar with the Auto Finance industry, consumer credit, trend analysis/analytics. Excellent sales, negotiation, problem solving, and analytical skills. Must be an independent worker with strong time leadership skills. Benefits Ally’s compensation program offers market‑competitive base pay and pay‑for‑performance incentives (bonuses) based on achieving personal and company goals. Time Away: competitive holiday and flexible paid‑time‑off, including time off for volunteering and voting. Planning for the Future: industry‑leading 401(k) retirement savings plan with matching and company contributions, student loan and 529 educational assistance programs, tuition reimbursement, and other financial well‐being programs. Supporting your Health & Well‑being: flexible health and insurance options including dental and vision, pre‑tax Health Savings Account with employer contributions and a total well‑being program that helps you and your family stay on track physically, socially, emotionally, and financially. Building a Family: adoption, surrogacy, and fertility support as well as parental and caregiver leave, back‑up child and adult/elder day care program and childcare discounts. Work‑Life Integration: other benefits including LifeMatters Employee Assistance Program, subsidized and discounted Weight Watchers program and other employee discount programs. Company Ally Financial is a customer‑centric, leading digital financial services company with passionate customer service and innovative financial solutions. We are relentlessly focused on "Doing it Right" and being a trusted financial‑services provider to our consumer, commercial, and corporate customers. EEO Statement Ally is an equal opportunity employer committed to diversity and inclusion in the workplace. All qualified applicants will receive consideration for employment without regard to age, race, color, sex, religion, national origin, disability, sexual orientation, gender identity or expression, pregnancy status, marital status, military or veteran status, genetic disposition or any other reason protected by law. COVID‑19 Vaccine Requirement Where permitted by applicable law, must have received or be willing to receive the COVID‑19 vaccine by date of hire to be considered, if not currently employed by Ally. Accommodation Statement We are committed to working with and providing reasonable accommodation to applicants with physical or mental disabilities. For accommodation requests, email us at View email address on click.appcast.io. Ally will not discriminate against any qualified individual who is capable of performing the essential functions of the job with or without reasonable accommodation. Salary and Incentive Base Pay Range: Emerging – $47,840, Experienced – $61,250, Expert – $75,000. This position is eligible to participate in our annual incentive plan. #J-18808-Ljbffr Ally