Senior Underwriter

Senior Programs UnderwriterWe are looking to add a Senior Programs Underwriter to join our Innovative Program Solutions team in West Des Moines, IA. This team member will build a portfolio of IPS business collaborating with a supportive internal team with agent and carrier professionals. You will have the opportunity to help create and continuously improve underwriting guidelines, efficient workflows and operational processes that deliver optimal value for clients and partner stakeholders. In this role, you will exhibit the ability to understand client business operations and apply underwriting expertise to create best in class risk solutions and services.Essential Responsibilities:Develop and negotiate price, coverage terms and conditions for all new and renewal business generating profitable and sustainable growth.Collaborate with agents and brokers and align with carrier appetite and IPS guidelines.Manages and underwrites an IPS portfolio of business.Conduct regular program reviews, audits, and performance assessments to identify opportunities for improvementEnsure compliance with regulatory requirements, internal policies, and delegated underwriting authority agreementsContribute to strategic planning, including program development, expansion opportunities, and product innovationQualifications:Education: High school diploma; college degree preferred.Experience: Minimum 5-7 years of underwriting or relevant insurance experience.Licensing: Active state specific Property Casualty Insurance agent's license required or the ability to acquire license within three months of hire.Skills & Technical Competencies: Programs and Insurance Knowledge, Principles, & Practice: Develops and applies deep expertise in program and insurance principles to deliver a world-class client experience, collaborating with agents and carriers to create differentiated value while contributing to strategy, informing stakeholders, and ensuring regulatory compliance.Relationship Management: Actively fosters relationships by seeking to understand appropriate parties, prioritizing problem solving, and collaborating to deliver unique and impactful solutions.Critical Thinking & Execution: Ability to analyze, interpret, and evaluate information from multiple sources and make connections between logical ideas and the bigger picture to objectively and rationally craft and execute innovative solutions to intricate challenges.Innovative Program Solutions (IPS) is a company that specializes in creating customized insurance programs and risk management solutions. They work with various industries to develop tailored insurance products that address specific needs and challenges. IPS typically collaborates with insurance carriers, brokers, and other stakeholders to design, implement, and manage specialized insurance programs that may include features such as enhanced coverage options, risk mitigation strategies, and cost control measures. Their goal is to provide innovative and effective solutions that help clients manage their risks more efficiently and protect their assets.In addition to being great at what you do, we place a high emphasis on building a best-in-class culture. We do this through empowering employees to build trust through honest and caring actions, ensuring clear and constructive communication, establishing meaningful client relationships that support their unique potential, and contributing to the organization's success by effectively influencing and uplifting team members.Benefits: In addition to core benefits like health, dental and vision, also enjoy benefits such as:Paid Parental Leave and supportive New Parent Benefits — We know being a working parent is hard, and we want to support our employees in this journey!Company paid continuing Education & Tuition Reimbursement — We support those who want to develop and grow.401k Profit Sharing — Each year, Holmes Murphy makes a lump sum contribution to every full-time employee's 401k. This means, even if you're not in a position to set money aside for the future at any point in time, Holmes Murphy will do it on your behalf! We are forward-thinking and want to be sure your future is cared for.Generous time off practices in addition to paid holidays — Yes, we actually encourage employees to use their time off, and they do. After all, you can't be at your best for our clients if you're not at your best for yourself first.Supportive of community efforts with paid Volunteer time off and employee matching gifts to charities that are important to you — Through our Holmes Murphy Foundation, we offer several vehicles where you can make an impact and care for those around you.Inclusion & Belonging Programs — Holmes Murphy is committed to celebrating every employee's unique potential. Through inclusion and belonging initiatives, titled Uniquely United, not only do we offer employees a paid Diversity Day time-off option, but we also have a Uniquely United Committee, Employee Resource Groups, and development programs to advance our culture of belonging. We encourage employees to engage in ways that are meaningful to them to enhance their overall experience!Consistent merit increase and promotion opportunities — Employees are reviewed annually for merit increases and promotion opportunities because we believe growth is important — not only with your financial wellbeing, but also your career wellbeing.Discretionary bonus opportunity — Yes, there is an annual opportunity to make more money. Who doesn't love that?!Holmes Murphy & Associates is an Equal Opportunity Employer.