Collateral Modeling and Analytics - Associate

About the Opportunity: The Collateral Modeling and Analytics team within Collateral Risk Management is responsible for:
• Producing analytics that determine member borrowing capacity
• Managing liquidation valuation of pledged collateral
• Supporting haircut/margin methodologies
• Operating and maintaining the suite of collateral models used by the Bank
The Associate, Collateral Modeling and Analytics will support loan valuation, analytics, and reporting activities, working closely with internal risk teams, members, and thirdparty vendors.


Primary Responsibilities
• Manage the Bank's quarterly valuation and risk analysis processes for residential and commercial collateral, including preparing loan files and identifying trends.
• Integrate the valuations from the Bank's 3rd party pricing vendors into the valuation process for mortgage loans Review loan vendor prices for reasonableness.
• Assist manager update existing pricing methodologies or develop new pricing approaches as needed to ensure market consistent valuation practices are used.
• Provide analytical support for collateral models, including valuations and margin methodologies Assist manager with model validation responses and the remediation of model findings.
• Execute projects independently that can enhance and/or streamline department reporting capabilities
• Assist in preparing reports for Senior Management and the Board of Directors
• Support mortgage collateral programming to update data fields mapped to the Mortgage Collateral Management system.
• Monitor collateral updates and assist customers with mortgage data file errors, corrections, and data mapping requirements.
• Provide customer service support for the member portal and other system issues the member may encounter.

Requirement:

Qualifications
• Bachelor's degree in finance, economics and statistics or a related field or equivalent education.
• Minimum of five years progressively responsible positions of mortgage portfolio analysis and risk management utilizing knowledge of MBS and whole loan pricing and valuation concepts, prepayment and default modeling, for a variety of residential and commercial loan product types.
• Detail-oriented and well-organized.
• Excellent interpersonal skills to work in a team environment and to influence and interface with a broad range of stakeholders at all levels, both internal and external.
• Proficiency in using a range of mortgage market-related software tools, including Polypaths, AFT, and various databases, is required.
• Uses data to aid decision making by possessing strong analytical and problem-solving skills while being able to tell the story behind the numbers and analysis.
• Ability to manage large datasets across multiple data stores and technology platforms.
• Proficiency with Microsoft Excel, Power BI, and SQL.


MustHave Qualifications
• Minimum of three (3) years of progressively responsible experience in mortgage portfolio analysis and risk management, utilizing knowledge of MBS and wholeloan pricing and valuation concepts.
• Demonstrated ability to manage large datasets across multiple data stores and technology platforms.
• Strong proficiency with Microsoft Excel, Power BI, and SQ


NicetoHave Qualifications
• Proficiency with mortgage marketrelated tools such as Polypaths, AFT, and related databases.
• Bachelor's degree in finance, economics, statistics, or a related field (or equivalent education/experience).
• Five (5) or more years of experience in mortgage portfolio analysis and risk management utilizing MBS and wholeloan pricing and valuation concepts.

Benefits:

Benefits
Full-time employees (working an average of 30 hours or more) are eligible to select from different benefits packages Packages may include medical, dental, and vision benefits, a 401(k) retirement savings plan with employer match (available after 1 year of employment), commuter benefits, employee discount and referral programs, and life and supplemental income insurance Paid sick leave is provided in accordance with applicable state and local laws.

Compensation
Final offer amounts, within the base pay set forth above, are determined by factors including your relevant skills, education, and experience, as well as the benefits package you select.

Work Authorization
ATR International, Inc cannot sponsor work visas (H-1B, F-1 STEM OPT with I-983, or similar) Candidates must have valid U.S work authorization.

ATR International, Inc is an equal opportunity employer We celebrate diversity and are committed to creating an inclusive environment for all employees.