EDD Analyst

Job Description The CDD/EDD Analyst will be a member of the CDD/EDD Team and will be responsible working both independently and as a team member to ensure compliance with Federal Bank Secrecy and Anti‑Money Laundering laws. This role will be responsible for account monitoring which includes high risk accounts. Essential Functions Customer Due Diligence (CDD) & Onboarding: Conduct investigative research on individuals and entities using public records, open‑source media, and internal systems to support BSA/AML/CFT risk assessments. Perform identification and verification processes for new and existing members in accordance with established procedures. Review onboarding documentation for completeness and accuracy; escape missing or inconsistent information. Partner with internal teams to obtain required documentation and resolve onboarding gaps. Transaction Monitoring & Investigations: Review transactional activity to identify unusual patterns or anomalies based on defined rules and guidance. Conduct research and fact‑finding to support investigation of alerts and high‑risk accounts. Escalate potentially suspicious activity in accordance with established procedures. Assist with periodic reviews of higher‑risk member accounts. Risk Analysis, Documentation & Reporting: Document research findings clearly and accurately in case management systems. Prepare concise summaries of investigations to support decision‑making and escalation. Maintain accurate records in accordance with retention policies and internal guidelines. Follow established procedures for case handling, documentation, and reporting. Compliance Support & Development: Apply established CDD/EDD/CFT policies and procedures in daily work. Support team initiatives and process improvements through feedback and participation. Participate in required training and continue to build knowledge of regulatory requirements. Collaborate with peers and elevate questions or complex issues to senior analysts. Bank Secrecy Act: Remains cognizant of and adheres to policies and procedures, and regulations pertaining to the Bank Secrecy Act. Top Skills Details Customer due diligence Enhanced due diligence Additional Skills & Qualifications College degree preferred. 3+ years working with BSA/AML/CFT or similar experience at a financial institution. 1+ years of experience working with business account Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD) at a financial institution required. Nice if they know Verafin. Job Type & Location This is a Contract to Hire position based out of Saint Paul, MN. This is a hybrid position in Saint Paul, MN. Pay and Benefits The pay range for this position is $28.00 - $33.00/hr. Eligibility requirements apply to some benefits and may depend on your job classification and length of employment. Benefits are subject to change and may be subject to specific elections, plan, or program terms. If eligible, the benefits available for this temporary role may include the following: Medical, dental & vision Critical Illness, Accident, and Hospital 401(k) Retirement Plan – Pre‑tax and Roth post‑tax contributions available Life Insurance (Voluntary Life & AD&D for the employee and dependents) Short and long‑term disability Health Spending Account (HSA) Transportation benefits Employee Assistance Program Time Off/Leave (PTO, Vacation or Sick Leave) Application Deadline This position is anticipated to close on Jul 10, 2026. Equal Opportunity and Legal Compliance Statements The company is an equal opportunity employer and will consider all applications without regard to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law. San Francisco Fair Chance Ordinance: Pursuant to the San Francisco Fair Chance Ordinance, for all positions located in the city and county of San Francisco, we will consider for employment qualified applicants with arrest and conviction records. Massachusetts Lie Detector: It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability. #J-18808-Ljbffr