Commercial Portfolio Manager

Commercial Portfolio Manager

The Commercial Portfolio Manager oversees a commercial loan portfolio, working with market lenders to provide tailored financial solutions. Their responsibilities include monitoring loan quality, ensuring covenant compliance, and guiding loans through the approval process. While not tasked with sourcing new commercial business, the role focuses on converting prospects into loyal clients and maintaining ongoing loan performance.

Ideal candidates are analytical, well-versed in credit principles, and skilled communicators. They bring a proactive approach to risk management and thrive in collaborative environments that support both client satisfaction and internal teamwork.

Through vigilant portfolio management and a focus on responsive service, the Commercial Portfolio Manager reinforces the company's financial strength and client retention efforts, playing a critical role in long-term market growth.

All employees are expected to protect the information and assets of the organization through heightened awareness of information security, cybersecurity, and risk management best practices, as well as complying with all applicable laws, regulations, and organizational policies.

Essential duties include managing and monitoring a commercial loan portfolio, serving as the primary liaison between Relationship Managers and internal partners, owning the end-to-end underwriting and approval process for assigned loans, analyzing financial statements, preparing and completing annual reviews, proactively identifying revenue opportunities, participating in client and prospect meetings, maintaining complete and compliant loan documentation, building and sustaining strong relationships with clients, coaching and supporting lenders, complying with applicable laws and regulations, staying current on industry trends, and assuming responsibility for special projects and tasks as assigned.

Education and certifications required include a bachelor's degree in Finance, Business Administration, or a related field, and a minimum of five years of experience in loan portfolio management, including commercial loan documentation.

Minimum requirements include exceptional business development, networking, and relationship-building skills, strong understanding of sales principles, strong knowledge of relevant regulatory and compliance requirements, strong knowledge of loan processing and financial documentation, strong critical-thinking skills, confident decision-making abilities, exceptional attention to detail, excellent communication skills, ability to complete standard calculations, ability to interpret various ratios and relationships, strong organizational and time management skills, a positive and proactive approach to work, proficient computer literacy, intermediate typing skills, current driver's license and reliable transportation with appropriate insurance coverage, the ability to work with minimal or no supervision.