Branch Manager

Why Join Apple? At Apple Federal Credit Union, we're more than a financial institution; we're a community-focused organization powered by passionate people. With 24 branches across Northern Virginia and a proud legacy of service, we're committed to improving the lives of our members and the communities we serve. We believe our employees are our greatest asset. That's why we foster a supportive workplace culture that values inclusiveness, innovation and growth. Whether you're just starting out or advancing your career, you'll find opportunities for professional development, mentorship and meaningful impact. Why Work at Apple FCU Recognized as a WTOP Top Workplaces (2026) Collaborative, welcoming environment with forward-thinking leadership Competitive, comprehensive benefits package, including: Medical, dental and vision coverage 401(k) with employer match Paid time off and 11 paid federal holidays Paid volunteer time to give back Tuition reimbursement and ongoing training opportunities Annual TEAM Bonus plan. Job Duties: Under general supervision, but following established policies and procedures, performs a variety of duties as delegated by the Branch Manager to coordinate the day‑to‑day operations of the Branch. When interacting with members, performs all duties of a Member Advisor, including selling and processing loans, opening, closing and cross‑selling new accounts, and answering member questions concerning Credit Union services and performing a variety of account maintenance functions. Performs all duties of Teller/MSR as needed. Acts as Branch Manager in his/her absence. Responds to questions and/or provides information upon request from internal and external members in a friendly, courteous, and professional manner. Responsible for direct supervision of the MSR Is, MSR IIs, and Member Advisors in the successful performance of their duties. Assists members and potential members in understanding and utilizing Credit Union products and services. Performs duties and responsibilities in accordance with The Apple Way principles, of Team Up, Serve with Purpose, Challenge Yourself and Own It. Remains cognizant of and adheres to credit union policies and procedures, and regulations pertaining to the Bank Secrecy Act. Performs other Branch duties, as assigned, by the Branch Manager. Performs duties of Teller/Member Service Rep, MSRII, MSRIII/Member Advisor and Branch Manager, as needed. Essential Functions & Responsibilities: By recognizing that Apple FCU's primary goal is to provide quality service to its members, the Assistant Branch Manager will unequivocally support the credit union's goals and core values. The Assistant Manager will help instill these values in the branch staff and build a team whose main objective is to provide members with the best possible service. Will help ensure that branch employees incorporate the Apple Way principles with external and internal members. In conjunction with the branch manager and/or in his/her absence ensures the branch is open and ready to conduct business each business day. Assigns various operational duties, as appropriate, to Member Service Representatives IIIs, MSR IIs, and Teller/MSRs. Ensures The Apple Way Service principles are maintained at all times. Performs all duties of a MSR III, including but not limited to: selling and processing loans, meeting branch sales goals, explaining savings and checking programs, opening new accounts, issuing traveler's checks, IRA's CD's, approving checks, and dealing with difficult members. In conjunction with the branch manager, is responsible for supervising branch personnel to assure a trained, motivated and professional staff capable of providing efficient and effective service while ensuring positive member relations. Schedules, assigns work to, coaches and counsels staff. Able to deliver constructive feedback and maintains required personnel documentation. Assists in authorizing performance appraisals and gathers data as needed to evaluate staff performance. Assists members in completing loans and related paperwork. Gathers information required to make credit decision. May conduct credit checks and analyze credit-worthiness of members for some types of consumer loans. Is knowledgeable and stays abreast of Apple's loan underwriting guidelines and policies and procedures. Is fully aware of regulations such as the Fair Lending Act. Notifies members of loan decisions done by centralized underwriting team. Makes recommendations for decision to approve or decline loan to the centralized underwriters. Coordinates with branch manager and other branch personnel as necessary to secure approvals. When processing loan applications, reviews credit report for cross-sell opportunities. When identified, makes appropriate cross-sell offer to member explaining products' features and benefits. Overcome objections when appropriate. Functions as a trusted advisor to members by assessing their financial situation and making appropriate service and product recommendations. Ensures that the Branch balances all transactions at the close of each business day. Assists Teller/ MSRs to resolve balancing problems. Ensures branch is in compliance with policies, procedures, laws, regulations and audit standards. Responsible for ensuring staff is adequately trained and is effectively using Episys, Synapsys, Synergy, Akcelerant, and Microsoft as needed. Ensures that all member contact in the branch is recorded in the Synapsys CRM and that all member on-boarding tasks are completed using the 2x2x2 methodology. Ensures that staff members meet goals set for referral activity and acting on Potential Sales Opportunities (PSO's) goals established by management. Responsible for enforcement and understanding content of all Branch Operations manuals, including the Teller, MSR, Lending, Branch Manager, and Products and Services Manuals. Responsible for general maintenance, security, and safety of the branch. Ensures all equipment is in proper working order. Responds to audits and corrects items as required. Provides information and advice about a wide variety of Credit Union products and services. Analyzes members' needs using learned interviewing skills and sells appropriate Credit Union products and services based on identified needs and Credit Union goals. Completes required reports and works to meet branch and organizational goals. Coordinates with other departments as necessary. Refers members to departments/personnel providing specialized services as necessary. In the absence of a Branch Manager, assumes those duties as directed by the AVP of Branch Operations. Encourages staff by example and positive coaching to use the skills learned in Apple Way of Integrity Selling Training. (AWIS) Performance Measurements: 1. This position will be assessed against the following performance competencies: Challenging Yourself Communications Serving with Purpose Owning It Teaming Up Problem Solving/Time Management Team Management and Development 2. This position will be assessed against annual goals. Knowledge and Skills: Experience: Minimum three to five years progressively responsible Branch and/or financial institution experience in member service position. Thorough knowledge of teller, member service, and loan policies and procedure. Education: A high school education or GED is required. Associates degree plus three years of progressively responsible Branch and/or financial institution experience preferred. Interpersonal Skills: Work involves much personal contact with others inside and/or outside the organization for the purpose of first-level conflict resolution, building relationships, and soliciting cooperation. Discussions involve a higher degree of confidentiality and discretion, requiring diplomacy and tact in communication. Other Skills: Must obtain a Level 1 lender designation within 6 months of being selected for the position. Must successfully complete ISSP training within 6 months of selection for the position. Must possess excellent problem-solving skills and written and verbal communication skills. PC proficient. Physical Requirements: The ability to lift 25 lbs. and utilize standard office equipment including, but not limited to, PC, fax, copier, telephone, etc. Work Environment: Ability to function in a financial institution environment. Employment Type: Full-Time Location: Leesburg Branch Apple Federal Credit Union values, encourages, and implements diversity in the workplace. As an equal opportunity employer, Apple Federal Credit Union does not discriminate in employment with regard to race, color, religion, national origin, citizenship status, ancestry, age, sex (including sexual harassment), sexual orientation, marital status, physical or mental disability, military status or unfavorable discharge from military service or any other characteristic protected by law. All selected candidates will be subject to credit and background checks to determine employment eligibility. #J-18808-Ljbffr