Sr State Product Analyst - Personal Lines

If you're passionate about helping people protect what matters most to them at a Fortune 100 company with nearly $70 billion in annual sales, as well as innovating and simplifying processes and operations to provide the best customer value, then Nationwide's Property and Casualty team could be the place for you! At Nationwide®, "on your side" goes beyond just words. Our customers and partners are at the center of everything we do and we're looking for associates who are passionate about delivering extraordinary care.


There are four Senior State Product Analyst roles open.


Ideal candidates would demonstrate:

• Proven quantitative analysis skillset
• An ability to generate clear, data-driven insights
• Excellent communication skills
• P&C industry experience preferred

Job Description Summary
Our work is essential to helping Nationwide build future capability to serve customer needs. Keeping existing products relevant and marketable and building new products takes research, critical thinking, practicality and collaboration. If you enjoy gathering input and information, working on a team and creating innovative solutions for customers, we want to know more about you!
As State Management Sr Analyst, you'll provide analytical support and project leadership to help State Managers achieve strategic goals. With limited oversight, you'll gather, compile, and analyze financial and performance data to identify trends and opportunities. You'll participate in project work, prepare standard and ad hoc reporting, and contribute to initiatives that position products for profitable growth. Your work will include implementing processes related to financial planning, rate reviews, market development, and communication. You'll support regional and corporate objectives through ongoing analysis and monitoring of results to ensure alignment with business goals.



Job Description



Key Responsibilities:

• Performs analysis and provides recommendations to State Management. Works independently, identifying multiple inputs, variables and using business knowledge to fully consider the situation and provide a robust analysis and deployment recommendation. Applies judgment, understanding, and curiosity to data to develop effective recommendations.
• Provides rate revision support, including attending meetings, completing checklists, completing analyses.
• Reviews competitor filings and collect input from the field about competitor changes. Consolidates and reports on information.
• Reviews monthly Profit & Loss statements and other monthly reports, working with State Managers, to identify root causes for variances and emerging trends.
• Monitors and reports on progress toward financial goals (Growth, CR, LR, Retention).
• Identifies trends and changes needed to ensure profitable growth.
• Works with State Managers to implement state-specific strategies to meet or exceed profit and growth targets.
• Monitors financial results, quoting activity, and conversion rate.
• Supports state manager with quarterly state forecast reviews.
• Communicates results effectively and in a professional manner.
• Understands how source data impacts reporting and analysis
• Coordinates and facilitate communication across functions.
• Completes ad hoc requests for the State Managers in a timely fashion.

May perform other responsibilities as assigned.



Reporting Relationships: Reports to Sr State Product Manager - Personal Lines or State Product Manager - Personal Lines. Individual contributor role.



Typical Skills and Experiences:



Education: Bachelor's degree in insurance, actuarial science, mathematics, risk management, economics, finance, accounting, business administration or related field preferred.



License/Certification/Designation: Progress toward CPCU, AU CIC, INS ARM, Actuarial exams or similar designations preferred.



Experience: Three years of experience in property and casualty insurance or related area and experience with data analysis preferred.



Knowledge, Abilities and Skills: Knowledge of analytical tools, basic knowledge of core business functions, underwriting standard methodologies, performance measurement techniques, and systems required. Basic knowledge of related pricing, marketing, company operations and products. Strong business software solutions skills utilizing the Microsoft Office suite. Ability to analyze data, identify underlying issues, devise alternative solutions, select most appropriate action and follow through to completion. Strong verbal and written communication skills necessary to collaborate with internal and external contacts. Ability to organize and present detailed analysis, information and concepts. Ability to prioritize own work/time.


Other criteria, including leadership skills, competencies and experiences may take precedence.


Staffing exceptions to the above must be approved by the hiring manager's leader and HR Business Partner. Depending on level, the approvers may change.



Values: Regularly and consistently demonstrates Nationwide Values.



Job Conditions:



Overtime Eligibility: Not Eligible (Exempt)



Working Conditions : Normal office environment.



ADA: The above statements cover what are generally believed to be principal and essential functions of this job. Specific circumstances may allow or require some people assigned to the job to perform a somewhat different combination of duties.


We currently anticipate accepting applications until 04/23/2026. However, we encourage early submissions, as the posting may close sooner if a strong candidate slate is identified before the deadline.



Benefits


We have an array of benefits to fit your needs, including: medical/dental/vision, life insurance, short and long term disability coverage, paid time off with newly hired associates receiving a minimum of 18 days paid time off each full calendar year pro-rated quarterly based on hire date, nine paid holidays, 8 hours of Lifetime paid time off, 8 hours of Unity Day paid time off, 401(k) with company match, company-paid pension plan, business casual attire, and more. To learn more about the benefits we offer, click here.


Nationwide is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive culture where everyone feels challenged, appreciated, respected and engaged. Nationwide prohibits discrimination and harassment and affords equal employment opportunities to employees and applicants without regard to any characteristic (or classification) protected by applicable law.


This position could be filled within any of the lower 48 U.S. states.


Smoke-Free Iowa Statement: Nationwide Mutual Insurance Company, its affiliates and subsidiaries comply with the Iowa Smokefree Air Act. Smoking is prohibited in all enclosed areas on or around company premises as well as company issued vehicles. The company offers designated smoking areas in which smoking is permitted at each individual location. The Act prohibits retaliation for reporting complaints or violations. For more information on the Iowa Smokefree Air Act, individuals may contact the Smokefree Air Act Helpline at View phone number on jobs.jobcopilot.com.


For NY residents please review the following state law information: Notice of Employee Rights, Protections, and Obligations LS740 (ny.gov)



NOTE TO EMPLOYMENT AGENCIES:


We value the partnerships we have built with our preferred vendors. Nationwide does not accept unsolicited resumes from employment agencies. All resumes submitted by employment agencies directly to any Nationwide employee or hiring manager in any form without a signed Nationwide Client Services Agreement on file and search engagement for that position will be deemed unsolicited in nature. No fee will be paid in the event the candidate is subsequently hired as a result of the referral or through other means.


Nationwide pays on a geographic-specific salary structure and placement within the actual starting salary range for this position will be determined by a number of factors including the skills, education, training, credentials and experience of the candidate; the scope, complexity and location of the role as well as the cost of labor in the market; and other conditions of employment. If a Sales job, Sales Incentives, based on performance goals are possible in addition to this range. Note on Compensation for Part-Time Roles: Please be aware that the salary ranges listed below reflect full-time compensation. Actual compensation may be prorated based on the number of hours worked relative to a full-time schedule.


The national salary range for Sr State Product Analyst - Personal Lines : $62,500.00-$115,500.00


The expected starting salary range for Sr State Product Analyst - Personal Lines : $62,500.00 - $93,500.00