Senior Data Analyst, Lending

About the Role As the Sr. Data Analyst for Chime's expanding lending portfolio, you will be instrumental in shaping our data‑driven lending strategy and enhancing member liquidity experiences. This role involves close collaboration with Product, Risk, Finance, and Marketing teams. Your core responsibilities will include leading sophisticated analyses, designing and measuring experiments, understanding cross product interactions and providing deep insights into impact drivers. A key focus will be understanding how member demographics and segmentation influence lending needs, and developing optimal product offerings to effectively support them. The base salary offered for this role and level of experience will begin at $140,670 and up to $195,400. Full‑time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience. In this role, you can expect to: Drive advanced analytics and experimentation to support lending growth initiatives, with a focus on causality, measurement, and incremental impact Design and lead experimentation frameworks, including A/B testing and causal inference, to evaluate product and revenue‑driving opportunities Build and scale analytical models, segmentation, and reporting to surface insights across the lending funnel Partner closely with Product, Risk, Finance, Marketing, and Data teams to align on strategy, goals, and measurement Deliver clear, actionable insights that influence senior stakeholders and leadership decisions Act as a senior individual contributor, elevating analytical rigor and mentoring through influence and expertise To thrive in this role, you have: 7+ years of experience across product, growth, financial analytics, or data science, with a strong understanding of measurement, causal inference, and incrementality Advanced SQL skills and strong experience with data visualization tools such as Looker or Tableau Experience using Python or R for analysis and workflow automation Proven ability to apply experimentation, A/B testing, statistical analysis, and data science techniques to optimize product and/or revenue‑driving opportunities Excellent communication and data storytelling skills, with the ability to work cross‑functionally in a fast‑paced environment What we offer for our full‑time, regular employees Our in‑office work policy is designed to keep you connected - with four days a week in the office and Fridays from home for those near one of our offices, plus team and company‑wide events depending on location. Whether you’re coming in regularly or are part of our fully remote program, you’ll stay engaged with your work and teammates. In‑office perks including backup child, elder, and/or pet care, plus a subsidized commuter benefit to support your regular commute Competitive salary based on experience 401k match plus great medical, dental, vision, life, and disability benefits Generous vacation policy and company‑wide Chime Days, bonus company‑wide paid days off 1% of your time off to support local community organizations of your choice Annual wellness stipend to use towards eligible wellness related expenses Up to 24 weeks of paid parental leave for birthing parents and 12 weeks of paid parental leave for non‑birthing parents Access to Maven, a family planning tool, with $15k lifetime reimbursement for egg freezing, fertility treatments, adoption, and more. In‑person and virtual events to connect with your fellow Chimers—think cooking classes, guided meditations, music festivals, mixology classes, paint nights, etc., and delicious snack boxes, too! A challenging and fulfilling opportunity to join one of the most experienced teams in FinTech and help millions unlock financial progress We know that great work can’t be done without a diverse team and inclusive environment. That’s why we specifically look for individuals of varying strengths, skills, backgrounds, and ideas to join our team. We believe this gives us a competitive advantage to better serve our members and helps us all grow as Chimers and individuals. Chime is proud to be an Equal Opportunity Employer. We consider qualified applicants without regard to race, color, ancestry, religion, sex, national origin, sexual orientation, gender identity, age, marital or family status, disability, genetic information, veteran status, or any other legally protected basis under provincial, federal, state, and local laws, regulations, or ordinances. We will also consider qualified applicants with criminal histories in a manner consistent with the requirements of state and local laws, including the San Francisco Fair Chance Ordinance, Cook County Ordinance, NYC Fair Chance Act, and the LA City Fair Chance Ordinance, and consistent with Canadian provincial and federal laws. If you have a disability or special need that requires accommodation during any stage of the application process, please contact: View email address on click.appcast.io. To learn more about how Chime collects and uses your personal information during the application process, please see the Chime Applicant Privacy Notice. #J-18808-Ljbffr I did my part and supported the Regular Toilet