Senior Commercial Loan Officer

DESCRIPTION

Job Function: Responsible for managing the Bank's commercial loan portfolio, overseeing a team of Commercial Loan Officers, and driving portfolio growth while ensuring regulatory compliance

Responsibilities:

• Manage a team of Commercial Loan Officers

• Cultivate new business relationships and source prospective clients

• Assist the CLO in creation of guidelines and policies relating to the accurate and timely servicing of the institution's commercial loan portfolio

• Participate in the review and approval of presented loan applications

• Maximize portfolio growth through effective planning, development, and implementation of lending strategies

• Review existing and new client relationships for credit quality, structure, and pricing

• Monitor and manage institution's commercial portfolio and communicate performance and concerns to top management

• Develop and maintain manuals and references

• Stay abreast of regulations and legislation, as well as other political and policymaking events that directly affect the financial institution

• Conduct various assessments and audits to ensure department procedures are achieving accurate and desired results

• Interact with auditors, compliance, and examiners to assist in Bank reviews and examinations; address and ensure necessary changes or recommendations have been implemented

• Maintain open communication and partner effectively with other department managers

• Achieve department goals within defined timelines

• Perform ongoing training, review, and communicate current or developing industry topics or standards, policy changes, and regulations

• Provide effective performance management, including regular feedback, coaching, goal setting, and performance evaluations

• Consistently support the Bank and its core values

• Follow all policies and procedures

• Additional duties may be assigned by supervisor

Requirements:

• High school diploma or equivalent

• Bachelor's degree in business administration, finance, or related field

• Master's degree or Graduate School of Banking preferred

• 10+ years experience in lending and loan operations, administration, and policies and procedures

• 5+ years experience in a management role

• Active NMLS license

• Extensive knowledge of banking laws, regulations, policies, and procedures

• High level analytical skills

• Strong interpersonal, negotiation, and business development skills

• Excellent written and verbal communication

• Effective time management skills

• Intense attention to detail

REQUIREMENTS

American Bank is built on a commitment to treating both our customers and employees like family, and we take pride in being a true community bank. As a locally focused institution, we are deeply invested in the communities we serve-supporting local businesses, building lasting relationships, and contributing to the growth and well-being of our neighbors. Our decisions are guided by a personal understanding of our customers' needs and a genuine desire to make a positive, local impact.

We value dedication and innovation, fostering an environment where every employee understands their importance and shares in the success of the organization. At American Bank, you'll have the opportunity to grow your career while enjoying a supportive, team-oriented workplace, competitive compensation and benefits, and the chance to make a meaningful difference in the communities we call home.

American Bank is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, pregnancy, genetic information, disability, protected veteran status, or any other protected category under applicable law.