Financial Crime Risk Specialist - Regulatory Response & Audit Oversight

Work Location & Hours Work Location: Mount Laurel, New Jersey, United States of America Hours: 40 hours per week Pay Details Salary Range: $91,000 - $145,600 USD Job Description This role is not eligible for TD work visa support or sponsorship. Applicants must have authorization to work in the United States without current or future need for TD sponsorship. The US FCRM Regulatory and Audit Oversight team manages the Bank's engagement with regulatory agencies, internal audit, and issues management processes. The team serves as the central coordination point for regulatory examinations, internal audit engagements, and FCRM issue management. Deep Scope & Responsibilities Integrate knowledge of sub‑functions to develop solutions across multiple operations. Interpret business challenges, recommend best practices, and influence senior stakeholders. Lead cross‑functional teams and projects with significant risk and complexity. Manage end‑to‑end functional programs independently. Develop and maintain TD's AML/ATF/Sanctions/ABAC programs and related frameworks, policies, and training. Conduct periodic and event‑driven customer reviews to assess risks. Support management with risk assessment initiatives and exam support. Customer Accountabilities Develop team procedures, governance processes, and advise stakeholders on changes. Support creation of required documentation and reports for external regulatory bodies. Conduct research and assess FCRM risks and controls. Provide governance oversight, including policy, training, and exemption processes. Prepare summaries, presentations, and briefing notes for senior executives. Represent FCRM on internal/external committees. Deliver subject matter expertise and FCRM advice to business partners. Develop and deliver training programs for employees across the Bank. Analyze and assess FCRM program activities to make recommendations. Lead development of processes, procedures, and guidance for specific FCRM functions. Shareholder Accountabilities Provide high‑quality service to key business partners and monitor initiative progress. Identify and manage risks, ensuring prompt resolution of escalated issues. Lead new or revised product initiatives and embed FCRM compliance in business requirements. Coordinate with other compliance partners to ensure consistency across the enterprise. Maintain alignment with TD corporate philosophy and strategic direction. Monitor industry developments, assess impacts, and recommend enhancements. Leverage cross‑functional expertise to manage complex situations. Support audit and regulatory reviews by providing recommendations and guidance. Maintain a culture of risk management and control. Participate in periodic exams and audits to determine BSA/FCRM compliance. Employee/Team Accountabilities Participate fully in the team and promote a positive service environment. Provide leadership, industry knowledge, and facilitate knowledge transfer. Share knowledge of tools and techniques with the team. Lead performance management and development activities. Maintain clear communication of project status and progress. Coaching and guidance for team members. Promote fairness, equity, and diversity within the team. Act as a brand champion for the function and the bank. Education & Experience Undergraduate degree or equivalent work experience. 7+ years of relevant experience. Preferred Skills Issues Management Risk Management Audit experience Compliance testing experience Quality Assurance Microsoft Excel Microsoft PowerPoint Tableau EEO Statement TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law. If you are an applicant with a disability and need accommodations, please email TD Bank US Workplace Accommodations Program at View email address on click.appcast.io. #J-18808-Ljbffr TD Bank Group