RCA PCI Consultant

Job Title

At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel atall from Day One.

Job Description

Responsible for leading and advancing the organization's Payment Card Industry (PCI) compliance and assessment program through strategic risk management, independent oversight, and subject matter expertise. This role operates within a Second Line of Defense (2LOD) model, providing credible challenge, governance, and alignment to enterprise risk management objectives.

The RCA Professional serves as an expert responsible for driving PCI compliance strategy, influencing policy and control design, and ensuring the organization maintains regulatory alignment while enabling business outcomes. This role partners with stakeholders across business lines, technology, and risk functions to proactively identify risks, guide remediation, and strengthen the overall control environment.

Additional skill set needed:

• Advanced knowledge of PCI compliance frameworks and regulatory expectations
• Experience leading complex regulatory assessments and working with assessors
• Ability to articulate complex technical and regulatory concepts in a clear and concise manner

Basic Qualifications - Bachelor's degree, or equivalent work experience - Typically more than eight years of applicable experience Preferred Skills/Experience - Considerable knowledge of applicable laws, regulations, financial services, and regulatory trends that impact their assigned line of business - Considerable understanding of the business line's operations, products/services, systems, and associated risks/controls - Thorough knowledge of Risk/Compliance/Audit competencies - Strong analytical, process facilitation and project management skills - Effective presentation, interpersonal, written and verbal communication skills - Effective relationship building and negotiation skills - Proficient computer navigation skills using a variety of software packages, including Microsoft Office applications and word processing, spreadsheets, databases, and presentations - Applicable professional certifications

Location Expectations

The role offers a hybrid/flexible schedule, which means there's an in-office expectation of 3 or more days per week and the flexibility to work outside the office location for the other days.

If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.

Benefits:

• Healthcare (medical, dental, vision)
• Basic term and optional term life insurance
• Short-term and long-term disability
• Pregnancy disability and parental leave
• 401(k) and employer-funded retirement plan
• Paid vacation (from two to five weeks depending on salary grade and tenure)
• Up to 11 paid holiday opportunities
• Adoption assistance
• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.

The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $124,355.00 - $146,300.00