Credit Manager

Job Description

Job Description

We are looking for an experienced Credit Manager to guide the credit and accounts receivable strategy for a wholesale distribution business with operations in Salt Lake City, Utah. This role will lead a multi-site function, strengthen collection performance, and help protect the organization from unnecessary credit exposure. The ideal candidate brings strong commercial credit judgment, leadership experience, and a track record of improving processes in a complex operating environment.

Responsibilities:
• Direct credit and accounts receivable activities that support a network of 30 warehouse locations, ensuring consistency and strong financial control across sites.
• Lead, coach, and develop a team of 10 credit and AR professionals, setting clear expectations and building a high-performing department.
• Create, refine, and uphold credit standards, approval practices, and exposure controls to support sound decision-making and minimize risk.
• Work closely with leaders in sales, operations, and finance to support business growth while maintaining disciplined credit management.
• Review aging trends, collection results, customer deductions, and dispute activity to improve recovery rates and shorten outstanding balances.
• Drive operational enhancements by introducing better workflows, automation opportunities, and practical best practices within the AR and credit function.
• Assess customer portfolios and financial data to identify risk patterns and recommend actions that strengthen cash flow and overall credit performance.
• Oversee customer credit evaluations, account setup reviews, and ongoing analysis to support effective onboarding and account management.
• Maintain compliance with company policies and internal control expectations, including oversight of process updates that affect AR and credit operations.• At least 5 years of experience in commercial credit, collections, or accounts receivable leadership roles.
• Proven background managing credit and collection activities within a large, multi-location organization.
• Strong knowledge of commercial credit analysis, credit approvals, and risk assessment principles.
• Demonstrated ability to lead and develop teams while improving accountability and performance.
• Experience partnering with cross-functional stakeholders to resolve issues and support business objectives.
• Solid understanding of accounts receivable metrics, aging analysis, dispute management, and cash flow improvement strategies.
• Strong analytical, decision-making, and communication skills in a fast-paced business environment.