Chief Credit Officer

The Chief Credit Officer (CCO) is responsible for an individual portfolio of loans, as well as managing the Bank's overall loan portfolio. This position is responsible for helping generate new loan volume for the Bank. Within the portfolio managed and within authority guidelines, the CCO will be responsible for credit decisions, overall credit quality, and fee income. The CCO will manage the lending, analysis, and loan support staff. This responsibility includes managing the credit analysis function of the Bank to ensure that all loans meet the Bank's underwriting criteria. This position is also responsible for managing the loan support functions of the commercial lending department. These functions would include documentation preparation, payments, advances, loan setup, ticklers, etc. In addition, this position is responsible for the recruitment, training, and evaluation of all staff within the Loan department. As a Department Head, this position will be an active participant in the Senior Management team which determines the overall strategic direction for the Bank. Education & Experience Required Associates degree in accounting, finance, business management, or related field with five to seven years of experience in lending, or equivalent combination of education and experience. Preferred Bachelor's degree in accounting, finance, business management, or related field with seven to ten years of experience in lending, or equivalent combination of education and experience. Member of professional career organizations related to banking and consumer or mortgage lending a plus. About Us First National Bank of Moose Lake, is a locally owned community bank established in 1919 and serving the upper Minnesota region. The Bank, dedicated to our area communities with $135 million in assets, is located and hour and half north of the Twin Cities in a rural area with many lakes, trails, and vast outdoor space for recreation. How to Apply Interested candidates may mail cover letter and resume: First National Bank of Moose Lake Attn: Connie Peterson, Chief Administrative Officer PO Box 429 Moose Lake, MN 55767 or email View email address on click.appcast.io Position open until filled, first review of applicants begins November 14, 2025. MBA Job number/Date Added

H-8068: 11/10/25

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