Commercial Banker

Commercial BankerForever strong. What sets First Citizens apart? Strong leadership, enduring values and a commitment to helping people and businesses prosper.As a Commercial Banker at First Citizens Bank you will carry on our tradition of developing and expanding relationships with business owners in your community to help them meet their financial goals.This position is responsible for acquiring and managing a portfolio of commercial banking relationships. Develops and maintains an active prospect list, customer outreach plan and quality referral sources for companies between $10-$35mm in annual revenues. Is the primary contact for borrowing needs and provides subject matter expertise for deposit and cash flow management needs. This position works with various sales partners to build and manage full banking relationships.In this role you will get to:Make an impact by contributing to the growth of the bank through business loans, deposits and fee income.Leverage your network to engage with local business owners and companies to develop business lending opportunities.Represent the bank in the community by attending and participating in civic, community and networking events.Engage in an efficient loan approval process with open communication and exposure to credit partners.Be part of a collaborative team with various bank partners to support and deepen the full client relationship.Position specific skills:Application of a structured sales processProviding financial guidance and expertiseSales planning and forecastingFinancial analysisCredit underwritingKnowledge of business lending, deposit and cash management solutionsKnowledge retail and wealth solutions referredBusiness developmentNetworking and building centers of influenceSales Prospecting & QualificationCustomer AcquisitionCredit Deal ExecutionQualifications: Minimum required education and experience: Bachelor's Degree and 8 years' experience OR High School Diploma or GED/Equivalent and 12 years' experience in Commercial or business lending, credit or business developmentAdditional requirements:Business development experienceFinancial analysis and credit underwriting skillsKnowledge of commercial lending, deposit and cash management solutionsAbility to provide financial guidance and expertiseSales planning and forecasting experiencePreferred qualifications:Established COI's and referral sources